Steamatic Restoration and Cleaning, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3401)
8 deals since 2020 · typical deal $141K
8
Deals since 2020
$141K
Typical deal
5
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Steamatic Restoration and Cleaning
Most Steamatic Restoration and Cleaning deals financed between $50K and $210K. Above $210K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,077
- Down payment (10%)
- $16K
- Cash to close (all-in)
- $20K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$20K)
Experience
Recent financings
- Reecer Investments LLC in Fort Wayne, IN — $141K (2026) · 1st Source Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $70K (50%)
- Approved
- 2/9/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by 1st Source Bank · Lender record →
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- Reecer Investments LLC in Fort Wayne, IN — $50K (2026) · 1st Source Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/9/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by 1st Source Bank · Lender record →
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- RAINEY PROPERTY SOLUTIONS LLC in Lutz, FL — $210K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 11 days
- Approved
- 7/18/2025
- First disbursed
- 7/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
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- Fitzy's Steamatic of CU Inc. in Champaign, IL — $150K (2025) · CIBM Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 1 days
- Approved
- 4/24/2025
- First disbursed
- 4/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Carpet and Upholstery Cleaning Services
Funded by CIBM Bank · Lender record →
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- RAINEY PROPERTY SOLUTIONS LLC in Lutz, FL — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 112 days
- Approved
- 7/18/2025
- First disbursed
- 11/7/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
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- Steamatic in Champaign, IL — $40K (2023) · CIBM Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 30 days
- Approved
- 1/23/2023
- First disbursed
- 2/22/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Carpet and Upholstery Cleaning Services
Funded by CIBM Bank · Lender record →
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- Fitzy's Steamatic of CU Inc. in Champaign, IL — $329K (2022) · purchase · CIBM Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $246K (75%)
- Approval → funding
- 6 days
- Approved
- 9/29/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $365K
- Est. down payment (10%)
- $37K
- Est. cash at closing
- $49K
- Monthly payment
- $3,899
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CIBM Bank · Lender record →
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- TRAC Solutions, LLC in Eau Claire, WI — $31K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $16K (50%)
- Approval → funding
- 15 days
- Approved
- 7/16/2020
- First disbursed
- 7/31/2020
- Loan status
- Paid in full (5/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
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Who funds Steamatic Restoration and Cleaning — and where
Every dot is a financed Steamatic Restoration and Cleaning — 8 mapped.
Financed Steamatic Restoration and Cleaning locations — list all 8 as text
- Steamatic — Champaign · $40K · FY2023 · Carpet and Upholstery Cleaning Services
- RAINEY PROPERTY SOLUTIONS LLC — Lutz · $50K · FY2025 · Remediation Services
- RAINEY PROPERTY SOLUTIONS LLC — Lutz · $210K · FY2025 · Remediation Services
- Reecer Investments LLC — Fort Wayne · $141K · FY2026 · Carpet and Upholstery Cleaning Services
- Reecer Investments LLC — Fort Wayne · $50K · FY2026 · Carpet and Upholstery Cleaning Services
- Fitzy's Steamatic of CU Inc. — Champaign · $150K · FY2025 · Carpet and Upholstery Cleaning Services
- TRAC Solutions, LLC — Eau Claire · $31K · FY2020 · Residential Remodelers
- Fitzy's Steamatic of CU Inc. — Champaign · $329K · FY2022 · Carpet and Upholstery Cleaning Services
Top lenders for this brand
Most active states
- 1.Illinois (3 loans)
- 2.Florida (2 loans)
- 3.Indiana (2 loans)
- 4.Wisconsin (1 loans)
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Common questions
How much does a Steamatic Restoration and Cleaning cost to buy or open?
The typical deal for Steamatic Restoration and Cleaning is $141K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $15K of buyer cash on a typical deal.
How risky is Steamatic Restoration and Cleaning?
Steamatic Restoration and Cleaning has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Steamatic Restoration and Cleaning with an SBA loan?
Yes — Steamatic Restoration and Cleaning has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Steamatic Restoration and Cleaning franchise
Most Steamatic Restoration and Cleaning buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Steamatic Restoration and Cleaning deal financed for $141K, which points to about $15K of buyer cash on a typical purchase. Steamatic Restoration and Cleaning is listed in the SBA Franchise Directory (identifier S3401), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Steamatic Restoration and Cleaning — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Steamatic Restoration and Cleaning — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Steamatic Restoration and Cleaning — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Steamatic Restoration and Cleaning is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $141K typical deal
- 5 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3401)
- Top lenders: CIBM Bank, The Huntington National Bank, 1st Source Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Steamatic Restoration and Cleaning.