Tacos 4 Life Grill, by the numbers
Tacos 4 Life Grill appears in 10 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2737)
10 deals since 2020 · typical deal $1.1M
10
Deals since 2020
$1.1M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Tacos 4 Life Grill
Most Tacos 4 Life Grill deals financed between $150K and $1.48M. Above $1.48M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $14,203
- Down payment (10%)
- $121K
- Cash to close (all-in)
- $165K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$165K)
Experience
Recent financings
- Tacos 4 Life Grill in Manchester, MO — $1.7M (2024) · Bank of Franklin County
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 128 months
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 78 days
- Approved
- 10/17/2023
- First disbursed
- 1/3/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Bank of Franklin County · Lender record →
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- Steve G. Conway LLC in Charlotte, NC — $1.5M (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 21 days
- Approved
- 3/7/2024
- First disbursed
- 3/28/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Steve G. Conway LLC in Charlotte, NC — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/7/2024
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- 12 Kids, LLC in Lees Summit, MO — $245K (2023) · Bank of Franklin County
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 40 months
- SBA guaranteed
- $123K (50%)
- Approval → funding
- 2 days
- Approved
- 12/21/2022
- First disbursed
- 12/23/2022
- Loan status
- Failed — $229K charged off (3/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Bank of Franklin County · Lender record →
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- Cash T4L TN LLC in Brentwood, TN — $150K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $113K (75%)
- Approval → funding
- 5 days
- Approved
- 11/3/2022
- First disbursed
- 11/8/2022
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 66
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- T4L O'Fallon, LP in O'Fallon, MO — $1.6M (2021) · Bank of Franklin County
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 129 months
- SBA guaranteed
- $1.4M (90%)
- Approval → funding
- 27 days
- Approved
- 4/30/2021
- First disbursed
- 5/27/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank of Franklin County · Lender record →
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- 12 Kids, LLC in Blue Springs, MO — $1.2M (2021) · Bank of Franklin County
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 101 months
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 124 days
- Approved
- 8/29/2021
- First disbursed
- 12/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank of Franklin County · Lender record →
Your business? Claim this record · Request removal
- Cash T4L TN LLC in Brentwood, TN — $1.1M (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 80 months
- SBA guaranteed
- $977K (90%)
- Approval → funding
- 1 days
- Approved
- 9/29/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Cash T4L TN LLC in Brentwood, TN — $100K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (75%)
- Approval → funding
- 1 days
- Approved
- 9/29/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- John 21 LP in Saint Peters, MO — $1.0M (2020) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 128 months
- SBA guaranteed
- $750K (75%)
- Approved
- 9/26/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Midwest Regional Bank · Lender record →
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Who funds Tacos 4 Life Grill — and where
Every dot is a financed Tacos 4 Life Grill — 10 mapped.
Financed Tacos 4 Life Grill locations — list all 10 as text
- T4L O'Fallon, LP — O'Fallon · $1.6M · FY2021 · Limited-Service Restaurants
- Cash T4L TN LLC — Brentwood · $150K · FY2023 · Limited-Service Restaurants
- 12 Kids, LLC — Lees Summit · $245K · FY2023 · Limited-Service Restaurants
- John 21 LP — Saint Peters · $1.0M · FY2020 · Limited-Service Restaurants
- Steve G. Conway LLC — Charlotte · $50K · FY2024 · Limited-Service Restaurants
- Steve G. Conway LLC — Charlotte · $1.5M · FY2024 · Limited-Service Restaurants
- Tacos 4 Life Grill — Manchester · $1.7M · FY2024 · Full-Service Restaurants
- 12 Kids, LLC — Blue Springs · $1.2M · FY2021 · Limited-Service Restaurants
- Cash T4L TN LLC — Brentwood · $1.1M · FY2021 · Limited-Service Restaurants
- Cash T4L TN LLC — Brentwood · $100K · FY2021 · Limited-Service Restaurants
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Most active states
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Common questions
How much does a Tacos 4 Life Grill cost to buy or open?
The typical deal for Tacos 4 Life Grill is $1.1M across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $119K of buyer cash on a typical deal.
How risky is Tacos 4 Life Grill?
Tacos 4 Life Grill has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Tacos 4 Life Grill with an SBA loan?
Yes — Tacos 4 Life Grill has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Tacos 4 Life Grill franchise
Most Tacos 4 Life Grill buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Tacos 4 Life Grill deal financed for $1.1M, which points to about $119K of buyer cash on a typical purchase. Tacos 4 Life Grill is listed in the SBA Franchise Directory (identifier S2737), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Tacos 4 Life Grill — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Tacos 4 Life Grill — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Tacos 4 Life Grill — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Tacos 4 Life Grill is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 10 SBA 7(a) deals since 2020
- $1.1M typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2737)
- Top lenders: The Huntington National Bank, Bank of Franklin County, Midwest Regional Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-25.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Tacos 4 Life Grill.