SBA lending record

12 Kids, LLC

1105 NW State Route 7, Blue Springs, MO 64014 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.4M

Total SBA financing

Loans on record

FY2021–23

On record

100

Jobs supported

Franchise brand

Tacos 4 Life Grill

See Tacos 4 Life Grill's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$245,000 — FY2023

Loan 1 of 2

Gross approval: $245,000
SBA guaranteed: $122,500 (50%)
Status: Charged off (failed)
Rate at approval: 9% v
Term: 40 mo (3 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/21/2022
First disbursement: 12/23/2022
Days to fund: 2 days
Charged off: 3/28/2025
Charge-off amount: $228,619
Collateral: Required
Jobs supported: 50
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Tacos 4 Life Grill
Franchise code: S2737
Lender: Bank of Franklin County
Address: 4429 NE SHADOW VALLEY CIR
City: Lees Summit, 64064
County: Jackson
SBA district office: KANSAS CITY DISTRICT OFFICE
Congressional district: 5

$1,187,300 — FY2021

Loan 2 of 2

Gross approval: $1,187,300
SBA guaranteed: $1,068,570 (90%)
Status: In workout — SBA bought the guarantee
Rate at approval: 5.25% v
Term: 101 mo (8 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/29/2021
First disbursement: 12/31/2021
Days to fund: 124 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 50
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Tacos 4 Life Grill
Franchise code: S2737
Lender: Bank of Franklin County
Address: 1105 NW State Route 7
City: Blue Springs, 64014
County: Jackson
SBA district office: KANSAS CITY DISTRICT OFFICE
Congressional district: 5

The lender

Bank of Franklin County

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry, and brand.

SBA lenders in Missouri Lenders for limited-service restaurants Limited-Service Restaurants lenders in Missouri Tacos 4 Life Grill lenders Tacos 4 Life Grill lenders in Missouri

Other Tacos 4 Life Grill locations

Other Tacos 4 Life Grill businesses in the public SBA record — closest first, by location and deal size.

Tacos 4 Life Grill

Manchester, MO· ~204 mi

Tacos 4 Life Grill

$1.7M
SBA financing: ≈ $3.3M–$5.5M
Est. revenue (rough)

View record

T4L O'Fallon, LP

O'Fallon, MO· ~193 mi

Tacos 4 Life Grill

$1.6M
SBA financing: ≈ $3.1M–$5.1M
Est. revenue (rough)

View record

Cash T4L TN LLC

Brentwood, TN· ~459 mi

Tacos 4 Life Grill

$1.3M
SBA financing: ≈ $2.6M–$4.4M
Est. revenue (rough)

View record

Steve G. Conway LLC

Charlotte, NC· ~785 mi

Tacos 4 Life Grill

$1.5M
SBA financing: ≈ $3.0M–$5.0M
Est. revenue (rough)

View record

John 21 LP

Saint Peters, MO· ~195 mi

Tacos 4 Life Grill

$1.0M
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

View record

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Om Shree Shyam 3 Inc

Independence, MO· ~4 mi

Dunkin' Donuts

$1.4M
SBA financing: ≈ $2.7M–$4.5M
Est. revenue (rough)

View record

Om Shree Shyam 4 Inc

Blue Springs, MO· ~2 mi

Dunkin' Donuts

$1.8M
SBA financing: ≈ $3.4M–$5.7M
Est. revenue (rough)

View record

OAK GROVE KC LLC

Oak Grove, MO· ~8 mi

Zaxby's

$1.4M
SBA financing: ≈ $2.7M–$4.5M
Est. revenue (rough)

View record

Pick 6 LLC

Independence, MO· ~11 mi

Little Caesars

$1.4M
SBA financing: ≈ $2.7M–$4.4M
Est. revenue (rough)

View record

KCG Hospitality LLC

Lees Summit, MO· ~10 mi

Chicken Salad Chick

$988K
SBA financing: ≈ $1.9M–$3.2M
Est. revenue (rough)

View record

SOUTHERN INDIGO LLC

Kansas City, MO· ~17 mi

Limited-Service Restaurants

$1.3M
SBA financing: ≈ $2.5M–$4.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for 12 Kids, LLC in Blue Springs, MO (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $1.4M
On record FY2021–23
100 jobs supported
Industry: Limited-Service Restaurants
Location: Blue Springs, MO
Lender: Bank of Franklin County

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in MO for ~$716k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/12-kids-llc-mo
API:: https://www.capbench.com/api/public/businesses/12-kids-llc-mo
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with 12 Kids, LLC.