TacoTime, by the numbers
TacoTime appears in 10 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1709)
10 deals since 2020 · typical deal $427K
10
Deals since 2020
$427K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for TacoTime
Most TacoTime deals financed between $50K and $764K. Above $764K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,580
- Down payment (10%)
- $47K
- Cash to close (all-in)
- $63K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$63K)
Experience
Recent financings
- 786 ZH, LLC in Houston, TX — $950K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $713K (75%)
- Approved
- 3/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Newtek Bank, National Association · Lender record →
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- R & V Marketing Services, Inc. in Roseburg, OR — $50K (2026) · Columbia Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 14 days
- Approved
- 1/8/2026
- First disbursed
- 1/22/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Columbia Bank · Lender record →
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- Taco Time Roosevelt LLC in Roosevelt, UT — $365K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $274K (75%)
- Approved
- 3/15/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
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- R & V Marketing Services, Inc. in Meridian, ID — $50K (2024) · Columbia Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 11 days
- Approved
- 11/24/2023
- First disbursed
- 12/5/2023
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Columbia Bank · Lender record →
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- T&C Marketing Services, LLC in Baker City, OR — $50K (2024) · Columbia Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 12/2/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Columbia Bank · Lender record →
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- Kepler Fare Inc. in Kaysville, UT — $963K (2022) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $722K (75%)
- Approval → funding
- 13 days
- Approved
- 4/22/2022
- First disbursed
- 5/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 34
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by KeyBank National Association · Lender record →
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- T&C Marketing Services, LLC in Baker City, OR — $661K (2021) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $595K (90%)
- Approval → funding
- 22 days
- Approved
- 6/14/2021
- First disbursed
- 7/6/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Columbia Bank · Lender record →
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- J Thompson LLC in Moab, UT — $243K (2021) · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 131 months
- SBA guaranteed
- $219K (90%)
- Approval → funding
- 17 days
- Approved
- 8/2/2021
- First disbursed
- 8/19/2021
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by America First FCU
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- R & V Marketing Services, Inc. in Meridian, ID — $764K (2020) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $573K (75%)
- Approval → funding
- 72 days
- Approved
- 11/20/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $849K
- Est. down payment (10%)
- $85K
- Est. cash at closing
- $116K
- Monthly payment
- $5,280
- Annual debt service
- $63K
- Cash flow needed (1.25×)
- $79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
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- Acropolis Properties, L.L.C. in Scipio, UT — $427K (2020) · purchase · BMO Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.32% fixed
- Term
- 228 mo (19 yrs)
- SBA guaranteed
- $320K (75%)
- Approval → funding
- 161 days
- Approved
- 4/22/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $474K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $63K
- Monthly payment
- $2,747
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BMO Bank National Association · Lender record →
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Who funds TacoTime — and where
Every dot is a financed TacoTime — 10 mapped.
Financed TacoTime locations — list all 10 as text
- R & V Marketing Services, Inc. — Roseburg · $50K · FY2026 · Limited-Service Restaurants
- 786 ZH, LLC — Houston · $950K · FY2026 · Limited-Service Restaurants
- Acropolis Properties, L.L.C. — Scipio · $427K · FY2020 · Limited-Service Restaurants
- Kepler Fare Inc. — Kaysville · $963K · FY2022 · Limited-Service Restaurants
- Taco Time Roosevelt LLC — Roosevelt · $365K · FY2024 · Limited-Service Restaurants
- R & V Marketing Services, Inc. — Meridian · $50K · FY2024 · Limited-Service Restaurants
- T&C Marketing Services, LLC — Baker City · $50K · FY2024 · Limited-Service Restaurants
- R & V Marketing Services, Inc. — Meridian · $764K · FY2020 · Limited-Service Restaurants
- T&C Marketing Services, LLC — Baker City · $661K · FY2021 · Limited-Service Restaurants
- J Thompson LLC — Moab · $243K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Utah (4 loans)TacoTime lenders in Utah->
- 2.Oregon (3 loans)TacoTime lenders in Oregon->
- 3.Idaho (2 loans)TacoTime lenders in Idaho->
- 4.Texas (1 loans)TacoTime lenders in Texas->
Represent TacoTime?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a TacoTime cost to buy or open?
The typical deal for TacoTime is $427K across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.
How risky is TacoTime?
TacoTime has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a TacoTime with an SBA loan?
Yes — TacoTime has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a TacoTime franchise
Most TacoTime buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical TacoTime deal financed for $427K, which points to about $47K of buyer cash on a typical purchase. TacoTime is listed in the SBA Franchise Directory (identifier S1709), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund TacoTime — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for TacoTime — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for TacoTime — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. TacoTime is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 10 SBA 7(a) deals since 2020
- $427K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1709)
- Top lenders: Columbia Bank, Newtek Bank, National Association, BMO Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent TacoTime?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with TacoTime.