The Coffee Beanery, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1738)

2 deals since 2020 · typical deal $301K

Deals since 2020

$301K

Typical deal

Deals since FY2025

—

Too few deals to score risk

The Coffee Beanery has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for The Coffee Beanery

Most The Coffee Beanery deals financed between $180K and $301K. Above $301K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$301K

Monthly payment (10-yr): $4,189
Down payment (10%): $33K
Cash to close (all-in): $45K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$45K)

Experience

Recent financings

BLOOMINGTON COFFEE, LLC in Bloomington, IN — $301K (2023) · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
126 months
SBA guaranteed
$226K (75%)
Approval → funding
71 days
Approved
4/5/2023
First disbursed
6/15/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Merchants Bank of Indiana · Lender record →
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M3PIERCE LLC. in Freeland, MI — $180K (2020) · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.33% fixed
Term
78 months
SBA guaranteed
$90K (50%)
Approval → funding
28 days
Approved
10/3/2019
First disbursed
10/31/2019
Loan status
Paid in full (5/31/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Unanswered
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Fifth Third Bank · Lender record →
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Who funds The Coffee Beanery — and where

Every dot is a financed The Coffee Beanery — 2 mapped.

Financed The Coffee Beanery locations — list all 2 as text

BLOOMINGTON COFFEE, LLC — Bloomington · $301K · FY2023 · Snack and Nonalcoholic Beverage Bars
M3PIERCE LLC. — Freeland · $180K · FY2020 · Snack and Nonalcoholic Beverage Bars

Top lenders for this brand

Most active states

1.Indiana (1 loans)
2.Michigan (1 loans)

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Insider move

Start with the lenders above — a bank that's funded The Coffee Beanery 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable The Coffee Beanery lending specialist.

Common questions

How much does a The Coffee Beanery cost to buy or open?

The typical deal for The Coffee Beanery is $301K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $33K of buyer cash on a typical deal.

How risky is The Coffee Beanery?

The Coffee Beanery has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a The Coffee Beanery with an SBA loan?

Yes — The Coffee Beanery has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a The Coffee Beanery franchise

Most The Coffee Beanery buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Coffee Beanery deal financed for $301K, which points to about $33K of buyer cash on a typical purchase. The Coffee Beanery is listed in the SBA Franchise Directory (identifier S1738), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund The Coffee Beanery — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for The Coffee Beanery — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for The Coffee Beanery — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Coffee Beanery is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$301K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1738)
Top lenders: Merchants Bank of Indiana, Fifth Third Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/the-coffee-beanery
API:: https://www.capbench.com/api/public/franchises/the-coffee-beanery
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Coffee Beanery.