Food & Restaurants · lender intelligence
How to finance a The Coffee Beanery
The SBA 7(a) lenders funding the most The Coffee Beanery deals, ranked from public loan records — typical The Coffee Beanery loan about $301K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The Coffee Beanery
$301K
Typical loan
range $180K–$301K
$334K
Est. purchase price
≈ loan ÷ 90%
$44,732
Cash to close
$33,444 down + fees
$4,146/mo
Typical payment
~11% · 10yr
$57,215/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
71 days
Typical time to fund
2
Lenders competing
more = leverage
9.54%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Coffee Beanery
Ranked by funded The Coffee Beanery loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.36 loans · $51M · Carmel, INFull record →
- 2.284 loans · $254M · Cincinnati, OHFull record →
2+ funded The Coffee Beanery deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BLOOMINGTON COFFEE, LLC in Bloomington, IN — $301K (2023) · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $226K (75%)
- Approval → funding
- 71 days
- Approved
- 4/5/2023
- First disbursed
- 6/15/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- M3PIERCE LLC. in Freeland, MI — $180K (2020) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.33% fixed
- Term
- 78 months
- SBA guaranteed
- $90K (50%)
- Approval → funding
- 28 days
- Approved
- 10/3/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (5/31/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Unanswered
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Buying a The Coffee Beanery? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Coffee Beanery businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Coffee Beanery purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Merchants Bank of Indiana funds the most. CapBench is not a lender.
- $301K typical The Coffee Beanery loan
- 2 lenders fund the brand
- 71 days typical to fund
Buyers researching a The Coffee Beanery typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.