The Smart Fit Method, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7899)

6 deals since 2020 · typical deal $520K

Deals since 2020

$520K

Typical deal

Deals since FY2025

—

Too few deals to score risk

The Smart Fit Method has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for The Smart Fit Method

Most The Smart Fit Method deals financed between $50K and $601K. Above $601K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$520K

Monthly payment (10-yr): $6,801
Down payment (10%): $58K
Cash to close (all-in): $77K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$77K)

Experience

Recent financings

Brickyard LLC in Salt Lake City, UT — $641K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$481K (75%)
Approval → funding
70 days
Approved
4/11/2025
First disbursed
6/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Haidi LLC in Salt Lake City, UT — $601K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$451K (75%)
Approved
10/2/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DSP Holdings, LLC in Salt Lake City, UT — $100K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approved
10/2/2024
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Brickyard LLC in Salt Lake City, UT — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
100 days
Approved
4/11/2025
First disbursed
7/20/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GERE EC LLC in Lake Zurich, IL — $520K (2024) · Old National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$390K (75%)
Approval → funding
30 days
Approved
11/15/2023
First disbursed
12/15/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
GERE EC LLC in Lake Zurich, IL — $50K (2024) · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
24 mo (2 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
30 days
Approved
11/15/2023
First disbursed
12/15/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal

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Who funds The Smart Fit Method — and where

Every dot is a financed The Smart Fit Method — 6 mapped.

Financed The Smart Fit Method locations — list all 6 as text

Brickyard LLC — Salt Lake City · $641K · FY2025 · Fitness and Recreational Sports Centers
Brickyard LLC — Salt Lake City · $50K · FY2025 · Fitness and Recreational Sports Centers
DSP Holdings, LLC — Salt Lake City · $100K · FY2025 · Fitness and Recreational Sports Centers
Haidi LLC — Salt Lake City · $601K · FY2025 · Fitness and Recreational Sports Centers
GERE EC LLC — Lake Zurich · $520K · FY2024 · Fitness and Recreational Sports Centers
GERE EC LLC — Lake Zurich · $50K · FY2024 · Fitness and Recreational Sports Centers

Top lenders for this brand

Most active states

1.Utah (4 loans)
2.Illinois (2 loans)

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Insider move

Start with the lenders above — a bank that's funded The Smart Fit Method 4 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable The Smart Fit Method lending specialist.

Common questions

How much does a The Smart Fit Method cost to buy or open?

The typical deal for The Smart Fit Method is $520K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $57K of buyer cash on a typical deal.

How risky is The Smart Fit Method?

The Smart Fit Method has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a The Smart Fit Method with an SBA loan?

Yes — The Smart Fit Method has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a The Smart Fit Method franchise

Most The Smart Fit Method buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Smart Fit Method deal financed for $520K, which points to about $57K of buyer cash on a typical purchase. The Smart Fit Method is listed in the SBA Franchise Directory (identifier S7899), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund The Smart Fit Method — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for The Smart Fit Method — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for The Smart Fit Method — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Smart Fit Method is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

6 SBA 7(a) deals since 2020
$520K typical deal
4 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S7899)
Top lenders: The Huntington National Bank, Old National Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/the-smart-fit-method
API:: https://www.capbench.com/api/public/franchises/the-smart-fit-method
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Smart Fit Method.