Fitness & Recreation · lender intelligence

How to finance a The Smart Fit Method

State:

The SBA 7(a) lenders funding the most The Smart Fit Method deals, ranked from public loan records — typical The Smart Fit Method loan about $520K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance The Smart Fit Method

$520K

Typical loan

range $50K–$601K

$578K

Est. purchase price

≈ loan ÷ 90%

$77,293

Cash to close

$57,789 down + fees

$6,730/mo

Typical payment

~9.5% · 10yr

$92,874/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

70 days

Typical time to fund

Lenders competing

more = leverage

10.13%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The Smart Fit Method

Ranked by funded The Smart Fit Method loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.116 loans · $120M · Evansville, INFull record →

6+ funded The Smart Fit Method deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Brickyard LLC in Salt Lake City, UT — $641K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$481K (75%)
Approval → funding
70 days
Approved
4/11/2025
First disbursed
6/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Haidi LLC in Salt Lake City, UT — $601K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$451K (75%)
Approved
10/2/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DSP Holdings, LLC in Salt Lake City, UT — $100K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approved
10/2/2024
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Brickyard LLC in Salt Lake City, UT — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
100 days
Approved
4/11/2025
First disbursed
7/20/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GERE EC LLC in Lake Zurich, IL — $520K (2024) · Old National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$390K (75%)
Approval → funding
30 days
Approved
11/15/2023
First disbursed
12/15/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
GERE EC LLC in Lake Zurich, IL — $50K (2024) · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
24 mo (2 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
30 days
Approved
11/15/2023
First disbursed
12/15/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a The Smart Fit Method? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Smart Fit Method businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The Smart Fit Method purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$520K typical The Smart Fit Method loan
2 lenders fund the brand
70 days typical to fund

Buyers researching a The Smart Fit Method typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker The Smart Fit Method record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-smart-fit-method
API:: https://www.capbench.com/api/public/lenders?franchise=the-smart-fit-method
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.