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Tifa Chocolate & Gelato, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2548)

20 deals since 2020 · typical deal $350K

20

Deals since 2020

$350K

Typical deal

12

Deals since FY2025

—

Too few deals to score risk

Tifa Chocolate & Gelato has 20 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Tifa Chocolate & Gelato

Most Tifa Chocolate & Gelato deals financed between $50K and $433K. Above $433K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,871
Down payment (10%)
$39K
Cash to close (all-in)
$52K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$52K)

Experience

Recent financings

  • GH&JN LLC in Orlando, FL — $433K (2026) · The Huntington National Bank
  • GH&JN LLC in Orlando, FL — $50K (2026) · The Huntington National Bank
  • Tifa Chocolate & Gelato in Webster, TX — $661K (2025) · First Bank of the Lake
  • LaMa Desserts LLC in Walnut Creek, CA — $553K (2025) · The Huntington National Bank
  • Tora LLC in Midlothian, VA — $500K (2025) · Quaint Oak Bank
  • The Coneheads LLC in La Jolla, CA — $400K (2025) · The Huntington National Bank
  • Cardinal Desserts, LLC in Raleigh, NC — $385K (2025) · The Huntington National Bank
  • MIRAMIL LLC in Denver, CO — $350K (2025) · The Huntington National Bank
  • MIRAMIL LLC in Denver, CO — $50K (2025) · The Huntington National Bank
  • The Coneheads LLC in La Jolla, CA — $40K (2025) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Tifa Chocolate & Gelato brand mark

Who funds Tifa Chocolate & Gelato — and where

Every dot is a financed Tifa Chocolate & Gelato — 20 mapped.

Financed Tifa Chocolate & Gelato locations — list all 20 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(12)
  2. 2.North State Bank(4)
  3. 3.LendingClub Bank, National Association(1)
  4. 4.Quaint Oak Bank(1)
  5. 5.First Bank of the Lake(1)

Most active states

  1. 1.California (6 loans)
  2. 2.North Carolina (6 loans)
  3. 3.Texas (3 loans)
  4. 4.Florida (2 loans)
  5. 5.Colorado (2 loans)
  6. 6.Virginia (1 loans)

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Common questions

How much does a Tifa Chocolate & Gelato cost to buy or open?

The typical deal for Tifa Chocolate & Gelato is $350K across 20 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.

How risky is Tifa Chocolate & Gelato?

Tifa Chocolate & Gelato has 20 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Tifa Chocolate & Gelato with an SBA loan?

Yes — Tifa Chocolate & Gelato has been SBA-financed 12 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Tifa Chocolate & Gelato franchise

Most Tifa Chocolate & Gelato buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Tifa Chocolate & Gelato deal financed for $350K, which points to about $39K of buyer cash on a typical purchase. Tifa Chocolate & Gelato is listed in the SBA Franchise Directory (identifier S2548), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Tifa Chocolate & Gelato — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Tifa Chocolate & Gelato — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Tifa Chocolate & Gelato — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Tifa Chocolate & Gelato is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 20 SBA 7(a) deals since 2020
  • $350K typical deal
  • 12 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S2548)
  • Top lenders: The Huntington National Bank, North State Bank, LendingClub Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/tifa-chocolate-gelato
API:
https://www.capbench.com/api/public/franchises/tifa-chocolate-gelato
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Tifa Chocolate & Gelato.

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