Verlo Mattress, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1865)
12 deals since 2020 · typical deal $603K
12
Deals since 2020
$603K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Verlo Mattress
Most Verlo Mattress deals financed between $150K and $695K. Above $695K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $7,885
- Down payment (10%)
- $67K
- Cash to close (all-in)
- $90K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$90K)
Experience
Recent financings
- Verlo Mattress in Katy, TX — $774K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $581K (75%)
- Approval → funding
- 168 days
- Approved
- 12/11/2024
- First disbursed
- 5/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Retailers
Funded by First Bank of the Lake · Lender record →
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- Noble Ventures 317, LLC in Fishers, IN — $577K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $433K (75%)
- Approved
- 5/19/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mattress Manufacturing
Funded by The Huntington National Bank · Lender record →
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- Noble Ventures 317, LLC in Fishers, IN — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 5/19/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mattress Manufacturing
Funded by The Huntington National Bank · Lender record →
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- BROUNTAS ENTERPRISES LLC in Rogers, AR — $623K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $467K (75%)
- Approval → funding
- 6 days
- Approved
- 8/9/2024
- First disbursed
- 8/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Retailers
Funded by The Huntington National Bank · Lender record →
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- J+M Glendale, LLC in Glendale, AZ — $620K (2024) · Summit State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $465K (75%)
- Approval → funding
- 107 days
- Approved
- 2/15/2024
- First disbursed
- 6/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Retailers
Funded by Summit State Bank · Lender record →
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- VT I, LLC in Frisco, TX — $603K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $452K (75%)
- Approval → funding
- 36 days
- Approved
- 8/5/2024
- First disbursed
- 9/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Merchant Wholesalers
Funded by First Bank of the Lake · Lender record →
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- VERLO MATTRESS FACTORY STORES OF GREATER SHEBOYGAN, INC. in Manitowoc, WI — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 24 days
- Approved
- 5/7/2024
- First disbursed
- 5/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Retailers
Funded by BayFirst National Bank · Lender record →
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- BROUNTAS ENTERPRISES LLC in Rogers, AR — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 49 days
- Approved
- 8/9/2024
- First disbursed
- 9/27/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Retailers
Funded by The Huntington National Bank · Lender record →
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- JayCar Ventures, LLC in Houston, TX — $695K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $521K (75%)
- Approval → funding
- 5 days
- Approved
- 8/25/2023
- First disbursed
- 8/30/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mattress Manufacturing
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- North Shore Z's LLC in Danvers, MA — $540K (2023) · The Bank of Houston
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 123 months
- SBA guaranteed
- $405K (75%)
- Approval → funding
- 27 days
- Approved
- 6/8/2023
- First disbursed
- 7/5/2023
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Retailers
Funded by The Bank of Houston · Lender record →
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Who funds Verlo Mattress — and where
Every dot is a financed Verlo Mattress — 12 mapped.
Financed Verlo Mattress locations — list all 12 as text
- VERLO MATTRESS FACTORY STORES OF GREATER SHEBOYGAN, INC. — Manitowoc · $150K · FY2024 · Furniture Retailers
- VT I, LLC — Frisco · $603K · FY2024 · Furniture Merchant Wholesalers
- BROUNTAS ENTERPRISES LLC — Rogers · $50K · FY2024 · Furniture Retailers
- BROUNTAS ENTERPRISES LLC — Rogers · $623K · FY2024 · Furniture Retailers
- Noble Ventures 317, LLC — Fishers · $577K · FY2025 · Mattress Manufacturing
- Noble Ventures 317, LLC — Fishers · $50K · FY2025 · Mattress Manufacturing
- MJH of Janesville, LLC — Janesville · $1.4M · FY2022 · Mattress Manufacturing
- J+M Glendale, LLC — Glendale · $620K · FY2024 · Furniture Retailers
- JayCar Ventures, LLC — Houston · $40K · FY2023 · Mattress Manufacturing
- JayCar Ventures, LLC — Houston · $695K · FY2023 · Mattress Manufacturing
- Verlo Mattress — Katy · $774K · FY2025 · Furniture Retailers
- North Shore Z's LLC — Danvers · $540K · FY2023 · Furniture Retailers
Top lenders for this brand
Most active states
- 1.Texas (4 loans)
- 2.Wisconsin (2 loans)
- 3.Arkansas (2 loans)
- 4.Indiana (2 loans)
- 5.Arizona (1 loans)
- 6.Massachusetts (1 loans)
Represent Verlo Mattress?
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Common questions
How much does a Verlo Mattress cost to buy or open?
The typical deal for Verlo Mattress is $603K across 12 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $66K of buyer cash on a typical deal.
How risky is Verlo Mattress?
Verlo Mattress has 12 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Verlo Mattress with an SBA loan?
Yes — Verlo Mattress has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Verlo Mattress franchise
Most Verlo Mattress buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Verlo Mattress deal financed for $603K, which points to about $66K of buyer cash on a typical purchase. Verlo Mattress is listed in the SBA Franchise Directory (identifier S1865), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Verlo Mattress — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Verlo Mattress — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Verlo Mattress — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Verlo Mattress is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 12 SBA 7(a) deals since 2020
- $603K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1865)
- Top lenders: The Huntington National Bank, First Bank of the Lake, BayFirst National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Verlo Mattress.