Wine & design, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1932)
3 deals since 2020 · typical deal $126K
3
Deals since 2020
$126K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Wine & design
Most Wine & design deals financed between $80K and $179K. Above $179K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,864
- Down payment (10%)
- $14K
- Cash to close (all-in)
- $18K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$18K)
Experience
Recent financings
- Nauti Ventures LLC in Wilmington, NC — $80K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $68K (85%)
- Approval → funding
- 21 days
- Approved
- 5/7/2025
- First disbursed
- 5/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by CDC Small Business Finance Corp. · Lender record →
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- Wine and Design Fayetteville in Fayetteville, NC — $179K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $134K (75%)
- Approval → funding
- 26 days
- Approved
- 2/9/2022
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by Newtek Small Business Finance, Inc.
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- 523 DMT LLC dba Wine and Design in Harvest, AL — $126K (2020) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 126 months
- SBA guaranteed
- $107K (85%)
- Approval → funding
- 20 days
- Approved
- 3/11/2020
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Schools and Instruction
Funded by Old National Bank · Lender record →
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Who funds Wine & design — and where
Every dot is a financed Wine & design — 3 mapped.
Financed Wine & design locations — list all 3 as text
- Nauti Ventures LLC — Wilmington · $80K · FY2025 · All Other Amusement and Recreation Industries
- 523 DMT LLC dba Wine and Design — Harvest · $126K · FY2020 · All Other Miscellaneous Schools and Instruction
- Wine and Design Fayetteville — Fayetteville · $179K · FY2022 · Drinking Places (Alcoholic Beverages)
Top lenders for this brand
1.CDC Small Business Finance Corp.(1)
2.Old National Bank(1)
- 3.Newtek Small Business Finance, Inc. (1)
Most active states
- 1.North Carolina (2 loans)
- 2.Alabama (1 loans)
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Common questions
How much does a Wine & design cost to buy or open?
The typical deal for Wine & design is $126K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $14K of buyer cash on a typical deal.
How risky is Wine & design?
Wine & design has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Wine & design with an SBA loan?
Yes — Wine & design has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Wine & design franchise
Most Wine & design buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Wine & design deal financed for $126K, which points to about $14K of buyer cash on a typical purchase. Wine & design is listed in the SBA Franchise Directory (identifier S1932), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Wine & design — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Wine & design — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Wine & design — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Wine & design is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $126K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1932)
- Top lenders: CDC Small Business Finance Corp., Old National Bank, Newtek Small Business Finance, Inc.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Wine & design.