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WNB Factory, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3615)

16 deals since 2020 · typical deal $350K

16

Deals since 2020

$350K

Typical deal

7

Deals since FY2025

—

Too few deals to score risk

WNB Factory has 16 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for WNB Factory

Most WNB Factory deals financed between $175K and $475K. Above $475K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,871
Down payment (10%)
$39K
Cash to close (all-in)
$52K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$52K)

Experience

Recent financings

  • WNB FACTORY SC TWO LLC in Greenville, SC — $350K (2026) · Bank of Hope
  • Canmi American Inc in Villa Rica, GA — $300K (2026) · purchase · PCB Bank
  • J&K Food Solution LLC in Hoschton, GA — $655K (2025) · purchase · Loyal Trust Bank
  • WNB Factory Carrollton in Carrollton, GA — $500K (2025) · Woori America Bank
  • WNB Factory RS LLC in Lilburn, GA — $496K (2025) · Heritage Bank Inc
  • GS JUN GA INC in Dacula, GA — $475K (2025) · Bank of Hope
  • WNB Factory Augusta LLC in Augusta, GA — $136K (2025) · Readycap Lending, LLC
  • GANGSAN GROUP LLC in Atlanta, GA — $465K (2024) · purchase · Metro City Bank
  • JSK DISTRIBUTION LLC in Newnan, GA — $465K (2023) · Metro City Bank
  • WNB FACTORY JE ONE LLC in Gainesville, GA — $370K (2023) · Bank of Hope

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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WNB Factory brand mark

Who funds WNB Factory — and where

Every dot is a financed WNB Factory — 16 mapped.

Financed WNB Factory locations — list all 16 as text

Top lenders for this brand

  1. 1.Bank of Hope(4)
  2. 2.Metro City Bank(2)
  3. 3.New Millennium Bank(2)
  4. 4.Hanmi Bank(1)
  5. 5.PCB Bank(1)

Most active states

  1. 1.Georgia (15 loans)
  2. 2.South Carolina (1 loans)

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Common questions

How much does a WNB Factory cost to buy or open?

The typical deal for WNB Factory is $350K across 16 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.

How risky is WNB Factory?

WNB Factory has 16 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a WNB Factory with an SBA loan?

Yes — WNB Factory has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a WNB Factory franchise

Most WNB Factory buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical WNB Factory deal financed for $350K, which points to about $39K of buyer cash on a typical purchase. WNB Factory is listed in the SBA Franchise Directory (identifier S3615), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund WNB Factory — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for WNB Factory — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for WNB Factory — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. WNB Factory is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 16 SBA 7(a) deals since 2020
  • $350K typical deal
  • 7 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S3615)
  • Top lenders: Bank of Hope, Metro City Bank, New Millennium Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/wnb-factory
API:
https://www.capbench.com/api/public/franchises/wnb-factory
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with WNB Factory.

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