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Wrap City, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2311)

12 deals since 2020 · typical deal $140K

12

Deals since 2020

$140K

Typical deal

3

Deals since FY2025

—

Too few deals to score risk

Wrap City has 12 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Wrap City

Most Wrap City deals financed between $50K and $205K. Above $205K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$2,070
Down payment (10%)
$16K
Cash to close (all-in)
$20K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$20K)

Experience

Recent financings

  • Wrap City Seabrook LLC in Seabrook, NH — $14K (2026) · Merrimack County Savings Bank
  • Wrap City Seabrook LLC in Seabrook, NH — $136K (2025) · Merrimack County Savings Bank
  • 215 laconia rd LLC in Tilton, NH — $50K (2025) · Merrimack County Savings Bank
  • 545 Hooksett Road LLC in Manchester, NH — $260K (2024) · Primary Bank
  • 1525 South Willow Rd LLC in Manchester, NH — $150K (2024) · Camden National Bank
  • 1525 South Willow Rd LLC in Manchester, NH — $30K (2024) · Camden National Bank
  • AKE Eatery LLC in North Andover, MA — $205K (2023) · Primary Bank
  • Wrap City Holdings, LLC in Londonderry, NH — $100K (2023) · Primary Bank
  • ATFF, LLC in Londonderry, NH — $358K (2022) · Primary Bank
  • WC 125 LLC in Salem, NH — $167K (2022) · Primary Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Wrap City brand mark

Who funds Wrap City — and where

Every dot is a financed Wrap City — 12 mapped.

Financed Wrap City locations — list all 12 as text

Top lenders for this brand

  1. 1.Primary Bank(6)
  2. 2.Camden National Bank (3)
  3. 3.Merrimack County Savings Bank(3)

Most active states

  1. 1.New Hampshire (11 loans)
  2. 2.Massachusetts (1 loans)

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Common questions

How much does a Wrap City cost to buy or open?

The typical deal for Wrap City is $140K across 12 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $15K of buyer cash on a typical deal.

How risky is Wrap City?

Wrap City has 12 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Wrap City with an SBA loan?

Yes — Wrap City has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Wrap City franchise

Most Wrap City buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Wrap City deal financed for $140K, which points to about $15K of buyer cash on a typical purchase. Wrap City is listed in the SBA Franchise Directory (identifier S2311), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Wrap City — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Wrap City — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Wrap City — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Wrap City is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 12 SBA 7(a) deals since 2020
  • $140K typical deal
  • 3 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S2311)
  • Top lenders: Primary Bank, Camden National Bank, Merrimack County Savings Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/wrap-city
API:
https://www.capbench.com/api/public/franchises/wrap-city
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Wrap City.

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