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Food & Restaurants · lender intelligence

How to finance a Wrap City

The SBA 7(a) lenders funding the most Wrap City deals, ranked from public loan records — typical Wrap City loan about $140K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Wrap City

$140K

Typical loan

range $50K–$205K

$156K

Est. purchase price

≈ loan ÷ 90%

$20,036

Cash to close

$15,556 down + fees

$2,049/mo

Typical payment

~12.5% · 10yr

$28,276/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

20 days

Typical time to fund

3

Lenders competing

more = leverage

7.46%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Wrap City

Ranked by funded Wrap City loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2 loans · $2M · Bedford, NHFull record →
  2. 2.2 loans · $0M · Camden, MEFull record →
  3. 3.14 loans · $5M · Concord, NHFull record →

12+ funded Wrap City deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Wrap City Seabrook LLC in Seabrook, NH — $14K (2026) · Merrimack County Savings Bank
  • Wrap City Seabrook LLC in Seabrook, NH — $136K (2025) · Merrimack County Savings Bank
  • 215 laconia rd LLC in Tilton, NH — $50K (2025) · Merrimack County Savings Bank
  • 545 Hooksett Road LLC in Manchester, NH — $260K (2024) · Primary Bank
  • 1525 South Willow Rd LLC in Manchester, NH — $150K (2024) · Camden National Bank
  • 1525 South Willow Rd LLC in Manchester, NH — $30K (2024) · Camden National Bank
  • AKE Eatery LLC in North Andover, MA — $205K (2023) · Primary Bank
  • Wrap City Holdings, LLC in Londonderry, NH — $100K (2023) · Primary Bank
  • ATFF, LLC in Londonderry, NH — $358K (2022) · Primary Bank
  • WC 125 LLC in Salem, NH — $167K (2022) · Primary Bank
  • Jamces, LLC in Hudson, NH — $140K (2021) · Primary Bank
  • 215 LACONIA RD LLC in Tilton, NH — $25K (2021) · Camden National Bank

Buying a Wrap City? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Wrap City businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Wrap City purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Primary Bank funds the most. CapBench is not a lender.

  • $140K typical Wrap City loan
  • 3 lenders fund the brand
  • 20 days typical to fund

Buyers researching a Wrap City typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerWrap City record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/wrap-city
API:
https://www.capbench.com/api/public/lenders?franchise=wrap-city
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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