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ZPLUMBERZ, by the numbers

ZPLUMBERZ appears in 10 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1985)

10 deals since 2020 · typical deal $242K

10

Deals since 2020

$242K

Typical deal

3

Deals since FY2025

—

Too few deals to score risk

ZPLUMBERZ has 10 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for ZPLUMBERZ

Most ZPLUMBERZ deals financed between $150K and $315K. Above $315K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,570
Down payment (10%)
$27K
Cash to close (all-in)
$36K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$36K)

Experience

Recent financings

  • Daoud Enterprises LLC in Fort Mill, SC — $450K (2025) · Citizens Bank
  • Z Plumberz of The Treasure Valley in Fruitland, ID — $315K (2025) · First Bank of the Lake
  • MI Plumbing Company, LLC in Plymouth, MI — $242K (2025) · purchase · Citizens Bank
  • Gilbert J Robles, LLC dba GILBERT J ROBLES, LLC; dba Z PLUMBERZ OF RIVERSIDE in Riverside, CA — $150K (2024) · United Midwest Savings Bank National Association
  • SOUTH FLORIDA PLUMBING SERVICE INC dba Z PLUMBERZ OF JUPITER in Jupiter, FL — $150K (2024) · United Midwest Savings Bank National Association
  • VISTA PLUMBING & LEAK DETECTION LLC dba Z PLUMBERZ OF PALM BEACH in Boca Raton, FL — $150K (2024) · United Midwest Savings Bank National Association
  • PRIME OFFER LLC in Byhalia, MS — $150K (2023) · United Midwest Savings Bank National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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ZPLUMBERZ brand mark

Who funds ZPLUMBERZ — and where

Every dot is a financed ZPLUMBERZ — 7 mapped.

Financed ZPLUMBERZ locations — list all 7 as text

Top lenders for this brand

  1. 1.United Midwest Savings Bank National Association(4)
  2. 2.Citizens Bank(2)
  3. 3.First Bank of the Lake(1)

Most active states

  1. 1.Florida (2 loans)ZPLUMBERZ lenders in Florida->
  2. 2.California (1 loans)ZPLUMBERZ lenders in California->
  3. 3.South Carolina (1 loans)ZPLUMBERZ lenders in South Carolina->
  4. 4.Idaho (1 loans)ZPLUMBERZ lenders in Idaho->
  5. 5.Michigan (1 loans)ZPLUMBERZ lenders in Michigan->
  6. 6.Mississippi (1 loans)ZPLUMBERZ lenders in Mississippi->

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Common questions

How much does a ZPLUMBERZ cost to buy or open?

The typical deal for ZPLUMBERZ is $242K across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $27K of buyer cash on a typical deal.

How risky is ZPLUMBERZ?

ZPLUMBERZ has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a ZPLUMBERZ with an SBA loan?

Yes — ZPLUMBERZ has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a ZPLUMBERZ franchise

Most ZPLUMBERZ buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical ZPLUMBERZ deal financed for $242K, which points to about $27K of buyer cash on a typical purchase. ZPLUMBERZ is listed in the SBA Franchise Directory (identifier S1985), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund ZPLUMBERZ — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for ZPLUMBERZ — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for ZPLUMBERZ — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. ZPLUMBERZ is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 10 SBA 7(a) deals since 2020
  • $242K typical deal
  • 3 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S1985)
  • Top lenders: United Midwest Savings Bank National Association, Citizens Bank, First Bank of the Lake

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/zplumberz
API:
https://www.capbench.com/api/public/franchises/zplumberz
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with ZPLUMBERZ.

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