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How to finance a ZPLUMBERZ

The SBA 7(a) lenders funding the most ZPLUMBERZ deals, ranked from public loan records — typical ZPLUMBERZ loan about $242K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance ZPLUMBERZ

$150K

Typical loan

range $150K–$315K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

24 days

Typical time to fund

3

Lenders competing

more = leverage

10.75%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with ZPLUMBERZ

Ranked by funded ZPLUMBERZ loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.575 loans · $220M · De Graff, OHFull record →
  2. 2.149 loans · $135M · Mukwonago, WIFull record →
  3. 3.318 loans · $229M · Osage Beach, MOFull record →

7+ funded ZPLUMBERZ deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Daoud Enterprises LLC in Fort Mill, SC — $450K (2025) · Citizens Bank
  • Z Plumberz of The Treasure Valley in Fruitland, ID — $315K (2025) · First Bank of the Lake
  • MI Plumbing Company, LLC in Plymouth, MI — $242K (2025) · purchase · Citizens Bank
  • Gilbert J Robles, LLC dba GILBERT J ROBLES, LLC; dba Z PLUMBERZ OF RIVERSIDE in Riverside, CA — $150K (2024) · United Midwest Savings Bank National Association
  • SOUTH FLORIDA PLUMBING SERVICE INC dba Z PLUMBERZ OF JUPITER in Jupiter, FL — $150K (2024) · United Midwest Savings Bank National Association
  • VISTA PLUMBING & LEAK DETECTION LLC dba Z PLUMBERZ OF PALM BEACH in Boca Raton, FL — $150K (2024) · United Midwest Savings Bank National Association
  • PRIME OFFER LLC in Byhalia, MS — $150K (2023) · United Midwest Savings Bank National Association

Buying a ZPLUMBERZ? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to ZPLUMBERZ businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a ZPLUMBERZ purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

  • $242K typical ZPLUMBERZ loan
  • 3 lenders fund the brand
  • 24 days typical to fund

Buyers researching a ZPLUMBERZ typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerZPLUMBERZ record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/zplumberz
API:
https://www.capbench.com/api/public/lenders?franchise=zplumberz
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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