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Lender record

21st Century Bank

The real lending record — every figure from funded deals. HQ: 699 N Medina St, Loretto, MN. 8 branches.

21st Century Bank banner

229

Recent deals (FY20+)

$289K

Typical deal

16 days

Approval → funding

0%

Failure rate (FY20–23)

Where 21st Century Bank lends

Deals 21st Century Bank funded — list all 229 as text

Deal profile

Most 21st Century Bank deals land between $144K and $492K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Offices of Chiropractors (13)
  2. 2.Home Health Care Services (9)
  3. 3.Offices of Dentists (8)
  4. 4.Landscaping Services (6)
  5. 5.Full-Service Restaurants (6)
  6. 6.Lessors of Nonresidential Buildings (except Miniwarehouses) (6)
  7. 7.All Other Specialty Trade Contractors (5)
  8. 8.Assisted Living Facilities for the Elderly (4)

Most active states

  1. 1.Minnesota (222 deals)
  2. 2.Wisconsin (3 deals)
  3. 3.Iowa (2 deals)
  4. 4.Georgia (1 deals)
  5. 5.Florida (1 deals)

Franchises they finance most

The UPS Store

3 deals

Comfort Keepers

2 deals

Bee Hive Homes

2 deals

Jimmy John's

2 deals

Discover Strength

1 deals

Can 21st Century Bank fund you? The bank behind the loans

Total assets

$887.9M

▲ 1.4% vs prior quarter

Deposits on hand

$677.9M

▲ 2.9% vs prior quarter

Loans outstanding

$669.7M

▲ 2.2% vs prior quarter

Net income (latest qtr)

$1.5M

  • •An active SBA program (~0.5% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes 21st Century Bank more SBA-focused than 68% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.67% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a 21st Century Bank branch (8)

21st Century BankMain office699 N Medina StLoretto, MN 55357 · since 1917

Rogers Branch21340 136th Avenue NRogers, MN 55374 · since 1924

Blaine Branch9380 Central Ave NeBlaine, MN 55434 · since 1998

21st Century Branch17635 Central Ave NeHam Lake, MN 55304 · since 2004

Blaine Branch4125 Ball Rd NeBlaine, MN 55014 · since 2011

Roseville Branch2335 Highway 36 WRoseville, MN 55113 · since 2020

21st Century Bank Branch43 Se Main StMinneapolis, MN 55414 · since 2020

Eagan Branch3390 Heritage LnEagan, MN 55121 · since 2025

Branch data: FDIC BankFind.

Recent deals

  • S&Gs LLC in Anoka, MN — $700K (2026) · Home Health Care Services
  • HiBar, Inc. in Minneapolis, MN — $650K (2026) · Toilet Preparation Manufacturing
  • Unlimited Underground LLC in New London, MN — $360K (2026) · Landscaping Services
  • Atlas Villas Memory Care LLC in Pequot Lakes, MN — $350K (2026) · Assisted Living Facilities for the Elderly
  • HiBar, Inc. in Minneapolis, MN — $300K (2026) · Toilet Preparation Manufacturing
  • Knopik Crushing Inc. in Inver Grove Heights, MN — $150K (2026) · Site Preparation Contractors
  • Guerrero Distribution Corporation in Brooklyn Center, MN — $100K (2026) · General Freight Trucking, Local
  • Woodco Prefinishing, Inc in Blaine, MN — $3.0M (2025) · purchase · Wood Window and Door Manufacturing
  • Everest Emergency Vehicles, Inc. in Saint Paul, MN — $975K (2025) · Ambulance Services
  • Joe Tillman Enterprises, LTD in Saint Francis, MN — $765K (2025) · Automotive Body, Paint, and Interior Repair and Maintenance

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses 21st Century Bank financed

192 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with 21st Century Bank.

Agent summary

This page summarizes 21st Century Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 229 SBA 7(a) loans on record
  • $289K typical deal
  • 50 business-acquisition loans
  • HQ: 699 N Medina St, Loretto, MN
  • 8 FDIC branch locations
  • FDIC total assets $887.9M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/21st-century-bank
API:
https://www.capbench.com/api/public/lenders/21st-century-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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