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Lender record

Central Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Central Bank funded, the businesses, the branches, and its FDIC profile. HQ: 600 Lake Ave, Storm Lake, IA. 23 branches.

Central Bank banner

563

Recent deals (FY20+)

$250K

Typical deal

11 days

Approval → funding

Where Central Bank lends

Deals Central Bank funded — list all 500 as text

Deal profile

Most Central Bank deals land between $125K and $460K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (32)
  2. 2.Fitness and Recreational Sports Centers (17)
  3. 3.Landscaping Services (14)
  4. 4.Snack and Nonalcoholic Beverage Bars (12)
  5. 5.Full-Service Restaurants (12)
  6. 6.Site Preparation Contractors (11)
  7. 7.Other Personal Care Services (11)
  8. 8.Plumbing, Heating, and Air-Conditioning Contractors (10)

Most active states

  1. 1.Utah (484 deals)
  2. 2.Florida (46 deals)
  3. 3.Iowa (15 deals)
  4. 4.Georgia (7 deals)
  5. 5.Texas (4 deals)
  6. 6.Alabama (3 deals)
  7. 7.Nebraska (2 deals)
  8. 8.Arizona (1 deals)
  9. 9.Mississippi (1 deals)

Franchises they finance most

FASTSIGNS

4 deals

Race Trac

4 deals

The Yard Milkshake Bar

3 deals

Jersey Mike's

3 deals

Renew Medic

2 deals

Can Central Bank fund you? The bank behind the loans

Total assets

$2.3B

▲ 1.9% vs prior quarter

Deposits on hand

$1.9B

▼ 0.7% vs prior quarter

Loans outstanding

$2.0B

▲ 1.2% vs prior quarter

Net income (latest qtr)

$10.8M

  • •An active SBA program (~0.7% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Central Bank more SBA-focused than 8% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 0.96% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 06/2026.

Recent deals

  • Huckleberry Farms Equipment Rental LLC in Heber City, UT — $1.3M (2026) · Office Machinery and Equipment Rental and Leasing
  • Easy Solar Products, Inc. in Sandy, UT — $1.0M (2026) · All Other Miscellaneous Manufacturing
  • Right Brand LLC in Draper, UT — $750K (2026) · Fitness and Recreational Sports Centers
  • Mijangos Family LLC in Riverton, UT — $563K (2026) · Snack and Nonalcoholic Beverage Bars
  • GilyTek LLC in Salt Lake City, UT — $532K (2026) · Electrical Contractors and Other Wiring Installation Contrac
  • Tria Fitness, LLC in Salt Lake City, UT — $500K (2026) · Fitness and Recreational Sports Centers
  • Utah Cabinet Craft LLC in West Jordan, UT — $489K (2026) · Residential Remodelers
  • Riverton Zeppes LLC in Riverton, UT — $415K (2026) · Limited-Service Restaurants
  • CBL LANDSCAPING & LIGHTING LLC in Provo, UT — $350K (2026) · Landscaping Services
  • Fortify Insurance Advisors LLC in Highland, UT — $307K (2026) · Insurance Agencies and Brokerages

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Central Bank.

Agent summary

This page summarizes Central Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 563 SBA 7(a) loans on record
  • $250K typical deal
  • 52 business-acquisition loans
  • HQ: 600 Lake Ave, Storm Lake, IA
  • FDIC total assets $2.3B

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/central-bank
API:
https://www.capbench.com/api/public/lenders/central-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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