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Lender record

Central National Bank

The real lending record — every figure from funded deals. HQ: 8320 W Highway 84, Waco, TX. 5 branches.

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18

Recent deals (FY20+)

$160K

Typical deal

14 days

Approval → funding

0%

Failure rate (FY20–23)

Where Central National Bank lends

Deals Central National Bank funded — list all 18 as text

Deal profile

Most Central National Bank deals land between $45K and $500K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Machine Shops (2)
  2. 2.Commercial Screen Printing (2)
  3. 3.Car Washes (1)
  4. 4.All Other Miscellaneous Chemical Product and Preparation Man (1)
  5. 5.Pet Care (except Veterinary) Services (1)
  6. 6.All Other Industrial Machinery Manufacturing (1)
  7. 7.Engineering Services (1)
  8. 8.Beer, Wine, and Liquor Retailers (1)

Most active states

  1. 1.Kansas (17 deals)
  2. 2.Nebraska (1 deals)

Franchises they finance most

Camp Bow Wow

1 deals

True Value Company LLC - Member Agreement

1 deals

Snap-On

1 deals

Can Central National Bank fund you? The bank behind the loans

Total assets

$1.4B

▼ 3.7% vs prior quarter

Deposits on hand

$1.3B

▼ 4.1% vs prior quarter

Loans outstanding

$1.2B

▲ 1.8% vs prior quarter

Net income (latest qtr)

$7.4M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Central National Bank more SBA-focused than 8% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 2% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Central National Bank branch (5)

Central National BankMain office8320 W Highway 84Waco, TX 76712 · since 1977

Central Tower Branch5400 Bosque BlvdWaco, TX 76710 · since 1993

Temple Branch938 Canyon Creek DrTemple, TX 76502 · since 1998

Austin Branch835 W 6th StAustin, TX 78703 · since 2013

Central National Bank Austin Westlake Branch3801 N Capital Of Texas HwyAustin, TX 78746 · since 2026

Branch data: FDIC BankFind.

Recent deals

  • KM Holdings I, LLC in Junction City, KS — $454K (2026) · purchase · Car Washes
  • Jjd Ventures, LLC in Clay Center, KS — $2.4M (2024) · purchase · All Other Miscellaneous Chemical Product and Preparation Man
  • Mjs Smoots Creek Corporation in Goddard, KS — $150K (2024) · Pet Care (except Veterinary) Services
  • Scorpius Industries LLC in Hesston, KS — $625K (2023) · All Other Industrial Machinery Manufacturing
  • RMA ENGINEERING LLC in Concordia, KS — $500K (2023) · Engineering Services
  • ELIXER LLC in Overland Park, KS — $160K (2023) · Beer, Wine, and Liquor Retailers
  • Arrow Coffee Company LLC in Manhattan, KS — $80K (2022) · Limited-Service Restaurants
  • Rickman Machine Co., Inc. in Wichita, KS — $500K (2021) · Machine Shops
  • Superior Industries, LLC in Superior, NE — $204K (2021) · Farm Machinery and Equipment Manufacturing
  • Honor Screenprinting & Embroidery LLC in Manhattan, KS — $48K (2021) · Commercial Screen Printing

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Central National Bank financed

17 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Central National Bank.

Agent summary

This page summarizes Central National Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 18 SBA 7(a) loans on record
  • $160K typical deal
  • 3 business-acquisition loans
  • HQ: 8320 W Highway 84, Waco, TX
  • 5 FDIC branch locations
  • FDIC total assets $1.4B

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/central-national-bank
API:
https://www.capbench.com/api/public/lenders/central-national-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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