Lender record

City Bank

The real lending record — every figure from funded deals. HQ: 5219 City Bank Pkwy, Lubbock, TX. 36 branches.

Recent deals (FY20+)

$150K

Typical deal

11 days

Approval → funding

Failure rate (FY20–23)

Where City Bank lends

Deals City Bank funded — list all 19 as text

Happy Penguin, LLC — Lubbock · $225K · FY2026 · All Other Specialty Food Retailers
Dos Amigos Enterprises, LLC — Lubbock · $1.1M · FY2025 · Coin-Operated Laundries and Drycleaners
Stallion Paving, LLC — Salado · $222K · FY2025 · Asphalt Paving Mixture and Block Manufacturing
Wilson Blind & Shutter LLC — Lubbock · $113K · FY2025 · Blind and Shade Manufacturing
PHOENIX GENERAL CONTRACTORS LLC — El Paso · $100K · FY2023 · Commercial and Institutional Building Construction
Yagel Therapy 2.0 Corporation — El Paso · $100K · FY2023 · Offices of Physical, Occupational and Speech Therapists, and
Allen Concrete, LLC — El Paso · $1.0M · FY2022 · Poured Concrete Foundation and Structure Contractors
Allen Concrete LLC — El Paso · $500K · FY2022 · Poured Concrete Foundation and Structure Contractors
Texas Star Steel Carports LLC — El Paso · $500K · FY2022 · Poured Concrete Foundation and Structure Contractors
COMAF Marble & Granite LLC — El Paso · $250K · FY2022 · Cut Stone and Stone Product Manufacturing
MFH TEA LLC — Lubbock · $150K · FY2022 · Snack and Nonalcoholic Beverage Bars
TATE STCLAIR ENTERPRISES, LLC — Wolfforth · $120K · FY2022 · Metal Window and Door Manufacturing
Watermaster Irrigation Supply, Inc. — Lubbock · $1.5M · FY2021 · Water Supply and Irrigation Systems
Watermaster Irrigation Supply, Inc. — Lubbock · $450K · FY2021 · Water Supply and Irrigation Systems
PREMIER FOOT AND ANKLE SPECIALIST OF TEXAS, PROFESSIONAL ASSOCIATION — El Paso · $100K · FY2021 · Offices of Podiatrists
PREMIER FOOT AND ANKLE SPECIALIST OF TEXAS, PROFESSIONAL ASSOCIATION — El Paso · $100K · FY2021 · Offices of Podiatrists
FLEX COMMUNICATIONS — Lubbock · $34K · FY2021 · Other Direct Selling Establishments
Health MSO, LLC — El Paso · $100K · FY2020 · Offices of All Other Miscellaneous Health Practitioners
Coyote Millworks — Lubbock · $60K · FY2020 · Wood Window and Door Manufacturing

Deal profile

Most City Bank deals land between $100K and $500K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

1.Poured Concrete Foundation and Structure Contractors (3)
2.Water Supply and Irrigation Systems (2)
3.Offices of Podiatrists (2)
4.All Other Specialty Food Retailers (1)
5.Coin-Operated Laundries and Drycleaners (1)
6.Asphalt Paving Mixture and Block Manufacturing (1)
7.Blind and Shade Manufacturing (1)
8.Commercial and Institutional Building Construction (1)

Most active states

1.Texas (19 deals)

Franchises they finance most

Gong Cha (only for NJ, NY, MA & TX)

1 deals

Can City Bank fund you? The bank behind the loans

Total assets

$4.6B

▲ 3.7% vs prior quarter

Deposits on hand

$4.1B

▲ 4.1% vs prior quarter

Loans outstanding

$3.1B

▼ 1.1% vs prior quarter

Net income (latest qtr)

$16.7M

•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes City Bank more SBA-focused than 12% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.46% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

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Walk into a City Bank branch (36)

City BankMain office5219 City Bank PkwyLubbock, TX 79407 · since 1984

West Texas State Bank Branch1501 W University BlvdOdessa, TX 79764 · since 1937

Levelland Branch600 College AveLevelland, TX 79336 · since 1982

Detached Facility400 S Allen AveMonahans, TX 79756 · since 1983 · limited service

Lubbock Branch3251 50th StLubbock, TX 79413 · since 1990

North Grandview Branch2426 N Grandview AveOdessa, TX 79761 · since 1997

Morton Branch107 W Taylor AveMorton, TX 79346 · since 1998

Lubbock Branch8201 Quaker AveLubbock, TX 79424 · since 1999

Kermit State Bank Branch210 N Oak StKermit, TX 79745 · since 2000

Monahans Branch214 S Main AveMonahans, TX 79756 · since 2000

Ft. Stockton Branch809 W Dickinson BlvdFort Stockton, TX 79735 · since 2000

University Branch8009 University AveLubbock, TX 79423 · since 2001

Midland Branch400 W Illinois AveMidland, TX 79701 · since 2003

El Paso Branch7901 N Mesa StEl Paso, TX 79932 · since 2004

University Ave. Branch611 University AveLubbock, TX 79401 · since 2005

El Paso George Dieter Branch1418 George Dieter DrEl Paso, TX 79936 · since 2005

Lubbock County Courier Service5219 City Bank PkwyLubbock, TX 79407 · since 2005 · limited service

Midtown Branch1850 Sudderth DrRuidoso, NM 88345 · since 2006

Plano Branch7500 Dallas PkwyPlano, TX 75024 · since 2006

4th Street Branch5506 4th StLubbock, TX 79416 · since 2007

Idalou Branch304 W 1st StIdalou, TX 79329 · since 2007

College Station Branch1409 University Dr ECollege Station, TX 77840 · since 2007

City Bank Forney Highway 80 Branch771 E Us Highway 80Forney, TX 75126 · since 2008

City Bank-82/Milwaukee Branch6524 82nd StLubbock, TX 79424 · since 2008

Mckinnon Street Branch2525 Mckinnon StDallas, TX 75201 · since 2015

Hockley/Cochran Courier600 College AveLevelland, TX 79336 · since 2015 · limited service

Abilene Lpo Branch4601c Antilley RdAbilene, TX 79606 · since 2018 · limited service

Arlington Lpo2340 W Interstate 20Arlington, TX 76017 · since 2018 · limited service

Dallas Lpo12720 Hillcrest RdDallas, TX 75230 · since 2018 · limited service

El Paso Lpo Branch6006 N Mesa StEl Paso, TX 79912 · since 2018 · limited service

Grand Prairie Lpo133 W Main St Ste 300Grand Prairie, TX 75050 · since 2018 · limited service

Southlake Lpo751 E Southlake BlvdSouthlake, TX 76092 · since 2018 · limited service

Dublin Branch128 S Patrick StDublin, TX 76446 · since 2018

City Bank - City Centre Branch825 Town And Country LnHouston, TX 77024 · since 2019

Fort Worth Lpo Branch6500 West FwyFort Worth, TX 76116 · since 2021 · limited service

Bank Of Houston Branch4400 Post Oak Pkwy Ste 2260Houston, TX 77027 · since 2026

Scroll for all 36 branches · Branch data: FDIC BankFind.

Recent deals

Happy Penguin, LLC in Lubbock, TX — $225K (2026) · All Other Specialty Food Retailers
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$169K (75%)
Approved
12/16/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Retailers
Your business? Claim this record · Request removal
Dos Amigos Enterprises, LLC in Lubbock, TX — $1.1M (2025) · Coin-Operated Laundries and Drycleaners
Program
7a General
Rate at approval
8.5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$825K (75%)
Approval → funding
4 days
Approved
9/29/2025
First disbursed
10/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Coin-Operated Laundries and Drycleaners
Your business? Claim this record · Request removal
Stallion Paving, LLC in Salado, TX — $222K (2025) · Asphalt Paving Mixture and Block Manufacturing
Program
Preferred Lenders Program
Rate at approval
6.73% variable
Term
84 mo (7 yrs)
SBA guaranteed
$166K (75%)
Approval → funding
6 days
Approved
8/26/2025
First disbursed
9/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Asphalt Paving Mixture and Block Manufacturing
Your business? Claim this record · Request removal
Wilson Blind & Shutter LLC in Lubbock, TX — $113K (2025) · purchase · Blind and Shade Manufacturing
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
84 mo (7 yrs)
SBA guaranteed
$96K (85%)
Approval → funding
11 days
Approved
8/4/2025
First disbursed
8/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Blind and Shade Manufacturing
If you were the buyer here
Est. deal size
$125K
Est. down payment (10%)
$13K
Est. cash at closing
$16K
Monthly payment
$1,810
Annual debt service
$22K
Cash flow needed (1.25×)
$27K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
PHOENIX GENERAL CONTRACTORS LLC in El Paso, TX — $100K (2023) · Commercial and Institutional Building Construction
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.69% fixed
Term
12 mo (1 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
55 days
Approved
12/6/2022
First disbursed
1/30/2023
Loan status
Paid in full (2/29/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Commercial and Institutional Building Construction
Your business? Claim this record · Request removal
Yagel Therapy 2.0 Corporation in El Paso, TX — $100K (2023) · Offices of Physical, Occupational and Speech Therapists, and
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
1 days
Approved
10/31/2022
First disbursed
11/1/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Physical, Occupational and Speech Therapists, and
Your business? Claim this record · Request removal
Allen Concrete, LLC in El Paso, TX — $1.0M (2022) · Poured Concrete Foundation and Structure Contractors
Program
Standard Asset Base Working Capital Line
Subprogram
Standard Asset Based
Rate at approval
1.25% variable
Term
22 months
SBA guaranteed
$750K (75%)
Approved
1/7/2022
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
116
Business age
Existing or more than 2 years old
Industry
Poured Concrete Foundation and Structure Contractors
Your business? Claim this record · Request removal
Allen Concrete LLC in El Paso, TX — $500K (2022) · Poured Concrete Foundation and Structure Contractors
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% fixed
Term
48 mo (4 yrs)
SBA guaranteed
$250K (50%)
Approved
1/7/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
116
Business age
Existing or more than 2 years old
Industry
Poured Concrete Foundation and Structure Contractors
Your business? Claim this record · Request removal
Texas Star Steel Carports LLC in El Paso, TX — $500K (2022) · Poured Concrete Foundation and Structure Contractors
Program
Standard Asset Base Working Capital Line
Subprogram
Standard Asset Based
Rate at approval
2% variable
Term
72 mo (6 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
2 days
Approved
9/28/2022
First disbursed
9/30/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Poured Concrete Foundation and Structure Contractors
Your business? Claim this record · Request removal
COMAF Marble & Granite LLC in El Paso, TX — $250K (2022) · Cut Stone and Stone Product Manufacturing
Program
Standard Asset Base Working Capital Line
Subprogram
Standard Asset Based
Rate at approval
5% variable
Term
12 mo (1 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
10 days
Approved
5/24/2022
First disbursed
6/3/2022
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Cut Stone and Stone Product Manufacturing
Your business? Claim this record · Request removal

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Businesses City Bank financed

16 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with City Bank.

Agent summary

This page summarizes City Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

19 SBA 7(a) loans on record
$150K typical deal
3 business-acquisition loans
HQ: 5219 City Bank Pkwy, Lubbock, TX
36 FDIC branch locations
FDIC total assets $4.6B

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/city-bank
API:: https://www.capbench.com/api/public/lenders/city-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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