SBA lending record

Happy Penguin, LLC

11421 Slide Rd, Lubbock, TX 79424 · All Other Specialty Food Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$225K

Total SBA financing

Loan on record

FY2026

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$224,700 — FY2026

Gross approval: $224,700
SBA guaranteed: $168,525 (75%)
Status: Committed
Rate at approval: 8% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/16/2025
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: All Other Specialty Food Retailers
NAICS code: 445298
Lender: City Bank
Address: 11421 Slide Rd
City: Lubbock, 79424
County: Lubbock
SBA district office: LUBBOCK DISTRICT OFFICE
Congressional district: 19

The lender

City Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding all other specialty food retailers — by location, industry.

SBA lenders in Texas Lenders for all other specialty food retailers All Other Specialty Food Retailers lenders in Texas

Similar businesses

Comparable all other specialty food retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $392K–$654K
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SBA financing: ≈ $373K–$621K
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Daebak Nara Inc

Carrollton, TX· ~292 mi

All Other Specialty Food Retailers

$224K
SBA financing: ≈ $439K–$732K
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Kodiak Okie LLC

Norman, OK· ~280 mi

All Other Specialty Food Retailers

$200K
SBA financing: ≈ $392K–$654K
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Iconik Coffee Roasters, LLC

Santa Fe, NM· ~268 mi

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$266K
SBA financing: ≈ $521K–$868K
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Agent summary

This page summarizes the public SBA 7(a) lending record for Happy Penguin, LLC in Lubbock, TX (All Other Specialty Food Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $225K
On record FY2026
10 jobs supported
Industry: All Other Specialty Food Retailers
Location: Lubbock, TX
Lender: City Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Specialty Food Retailers businesses in TX for ~$225k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/happy-penguin-llc-tx
API:: https://www.capbench.com/api/public/businesses/happy-penguin-llc-tx
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Happy Penguin, LLC.