Food & Restaurants · lender intelligence

How to finance a 7 BREW in Texas

State:

The SBA 7(a) lenders funding the most 7 BREW deals in Texas, from public loan records — typical 7 BREW loan about $1.3M. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance 7 BREW in Texas

$1.38M

Typical loan

range $400K–$1.45M

$1.53M

Est. purchase price

≈ loan ÷ 90%

$209,883

Cash to close

$153,000 down + fees

$17,818/mo

Typical payment

~9.5% · 10yr

$245,888/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

20 days

Typical time to fund

Lenders competing

more = leverage

8.67%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with 7 BREW in Texas

Ranked by funded 7 BREW loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.242 loans · $281M · Chicago, ILFull record →

6+ funded 7 BREW in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

HOJ 7BREW CELINA, LP in Celina, TX — $1.4M (2024) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
303 months
SBA guaranteed
$1.1M (75%)
Approval → funding
64 days
Approved
9/10/2024
First disbursed
11/13/2024
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
HOJ 7BREW FRISCO, LP in Frisco, TX — $1.4M (2024) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
303 months
SBA guaranteed
$1.1M (75%)
Approved
9/25/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
TB Jackson LLC in Pharr, TX — $400K (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
13 days
Approved
12/9/2022
First disbursed
12/22/2022
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
TB TRENTON LLC in Edinburg, TX — $400K (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
13 days
Approved
12/9/2022
First disbursed
12/22/2022
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
TB Saratoga LLC in Corpus Christi, TX — $1.4M (2022) · Luminate Bank
Program
7a General
Rate at approval
6.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
20 days
Approved
7/13/2022
First disbursed
8/2/2022
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Luminate Bank
Your business? Claim this record · Request removal
TB Paredes LLC in Brownsville, TX — $1.4M (2022) · Luminate Bank
Program
7a General
Rate at approval
6.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
20 days
Approved
7/13/2022
First disbursed
8/2/2022
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Luminate Bank
Your business? Claim this record · Request removal

Buying a 7 BREW in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded 7 BREW loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a 7 BREW purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$1.3M typical 7 BREW loan
3 lenders active in Texas
6+ funded Texas deals
20 days typical to fund

Buyers buying a 7 BREW in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All 7 BREW lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/7-brew/texas
API:: https://www.capbench.com/api/public/lenders?franchise=7-brew
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.