Food & Restaurants · lender intelligence

How to finance a Acai Express

State:

The SBA 7(a) lenders funding the most Acai Express deals, ranked from public loan records — typical Acai Express loan about $233K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Acai Express

$233K

Typical loan

range $40K–$350K

$259K

Est. purchase price

≈ loan ÷ 90%

$34,627

Cash to close

$25,889 down + fees

$3,411/mo

Typical payment

~12.5% · 10yr

$47,072/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

64 days

Typical time to fund

Lenders competing

more = leverage

10.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Acai Express

Ranked by funded Acai Express loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.251 loans · $34M · San Juan, PRFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.1,025 loans · $292M · Berkeley Heights, NJFull record →
4.19 loans · $18M · Grand Rapids, MIFull record →

6+ funded Acai Express deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

The Purple Enterprises LLC in Corozal, PR — $233K (2026) · Banco Popular de Puerto Rico
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
83 months
SBA guaranteed
$117K (50%)
Approved
3/16/2026
Loan status
Committed
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Frozen Fruit, Juice, and Vegetable Manufacturing
Funded by Banco Popular de Puerto Rico · Lender record →
Your business? Claim this record · Request removal
Acai Express in Davenport, FL — $190K (2024) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$143K (75%)
Approval → funding
89 days
Approved
6/4/2024
First disbursed
9/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
L&L NUTRABOWL INC. in Duluth, GA — $350K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
5 days
Approved
9/27/2023
First disbursed
10/2/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
L&L NUTRABOWL INC. in Duluth, GA — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
8 days
Approved
9/27/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Healthy Lifestyle K.P.K. LLC in Kissimmee, FL — $350K (2022) · Lake Michigan CU
Program
7a General
Rate at approval
8.25% variable
Term
126 months
SBA guaranteed
$262K (75%)
Approval → funding
64 days
Approved
9/15/2022
First disbursed
11/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
FRESH STAR FRANCHISES LLC in Guaynabo, PR — $40K (2021) · Banco Popular de Puerto Rico
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
62 months
SBA guaranteed
$30K (75%)
Approval → funding
85 days
Approved
9/9/2021
First disbursed
12/3/2021
Loan status
Paid in full (11/30/2025)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
26
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Banco Popular de Puerto Rico · Lender record →
Your business? Claim this record · Request removal

Buying a Acai Express? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Acai Express businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Acai Express purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Banco Popular de Puerto Rico funds the most. CapBench is not a lender.

$233K typical Acai Express loan
4 lenders fund the brand
64 days typical to fund

Buyers researching a Acai Express typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Acai Express record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/acai-express
API:: https://www.capbench.com/api/public/lenders?franchise=acai-express
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.