Retail & Shops · lender intelligence
How to finance a Ace Hardware in Connecticut
The SBA 7(a) lenders funding the most Ace Hardware deals in Connecticut, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Ace Hardware in Connecticut
$200K
Typical loan
range $198K–$218K
$222K
Est. purchase price
≈ loan ÷ 90%
$29,722
Cash to close
$22,222 down + fees
$2,928/mo
Typical payment
~12.5% · 10yr
$40,406/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
44 days
Typical time to fund
3
Lenders competing
more = leverage
6.62%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Ace Hardware in Connecticut
Ranked by funded Ace Hardware loans in Connecticut. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.85 loans · $36M · Waterbury, CTFull record →
- 2.2 loans · $1M · Naugatuck, CTFull record →
- 3.328 loans · $134M · Cleveland, OHFull record →
4+ funded Ace Hardware in Connecticut deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Triple Seven LLC in Wolcott, CT — $218K (2021) · Webster Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $196K (90%)
- Approval → funding
- 44 days
- Approved
- 3/10/2021
- First disbursed
- 4/23/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Merchant Wholesalers
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Wolf Family Hardware of Watertown LLC in Woodbury, CT — $200K (2021) · Ion Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 0 days
- Approved
- 11/9/2020
- First disbursed
- 11/9/2020
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Hardware Stores
Funded by Ion Bank · Lender record →
Your business? Claim this record · Request removal
- Shoreline Garden Center LLC in Clinton, CT — $198K (2020) · purchase · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $149K (75%)
- Approval → funding
- 101 days
- Approved
- 11/20/2019
- First disbursed
- 2/29/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $220K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $29K
- Monthly payment
- $2,274
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- KENT GREEN HARDWARE LLC. in Kent, CT — $50K (2020) · Webster Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 36 days
- Approved
- 12/26/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (5/31/2022)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Ace Hardware in Connecticut? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Connecticut project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Connecticut with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Connecticut deals. Webster Bank National Association funds the most here. CapBench is not a lender.
- $642K typical Ace Hardware loan
- 3 lenders active in Connecticut
- 4+ funded Connecticut deals
- 44 days typical to fund
Buyers buying a Ace Hardware in Connecticut typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.