Retail & Shops · lender intelligence
How to finance a Ace Hardware in Arkansas
The SBA 7(a) lenders funding the most Ace Hardware deals in Arkansas, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Ace Hardware in Arkansas
$4.27M
Typical loan
range $1.76M–$4.75M
$4.74M
Est. purchase price
≈ loan ÷ 90%
$656,088
Cash to close
$474,444 down + fees
$55,253/mo
Typical payment
~9.5% · 10yr
$762,491/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
3
Lenders competing
more = leverage
7.18%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Ace Hardware in Arkansas
Ranked by funded Ace Hardware loans in Arkansas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.242 loans · $281M · Chicago, ILFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
- 3.16 loans · $6M · Andover, KSFull record →
4+ funded Ace Hardware in Arkansas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- R&R Hardware Solutions LTD in N Little Rock, AR — $4.8M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.875% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.6M (75%)
- Approved
- 1/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Leonard's Ace Inc. in Russellville, AR — $4.3M (2022) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $3.2M (75%)
- Approval → funding
- 6 days
- Approved
- 9/29/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 60
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $474K
- Est. cash at closing
- $656K
- Monthly payment
- $41,425
- Annual debt service
- $497K
- Cash flow needed (1.25×)
- $621K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- RAI & Pandher Investments Inc in Gentry, AR — $1.8M (2022) · Equity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.347% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 26 days
- Approved
- 11/4/2021
- First disbursed
- 11/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Hardware Stores
Funded by Equity Bank · Lender record →
Your business? Claim this record · Request removal
- Leonard's Ace Inc. in Russellville, AR — $100K (2022) · Byline Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 7 days
- Approved
- 9/30/2022
- First disbursed
- 10/7/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 60
- Business age
- New Business or 2 years or less
- Industry
- Hardware Retailers
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Ace Hardware in Arkansas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Arkansas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Arkansas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Arkansas deals. Byline Bank funds the most here. CapBench is not a lender.
- $642K typical Ace Hardware loan
- 3 lenders active in Arkansas
- 4+ funded Arkansas deals
- 7 days typical to fund
Buyers buying a Ace Hardware in Arkansas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.