Retail & Shops · lender intelligence
How to finance a Ace Hardware in Tennessee
The SBA 7(a) lenders funding the most Ace Hardware deals in Tennessee, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Ace Hardware in Tennessee
$4.58M
Typical loan
range $350K–$4.58M
$5.09M
Est. purchase price
≈ loan ÷ 90%
$703,902
Cash to close
$508,889 down + fees
$59,264/mo
Typical payment
~9.5% · 10yr
$817,843/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
90 days
Typical time to fund
2
Lenders competing
more = leverage
7.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Ace Hardware in Tennessee
Ranked by funded Ace Hardware loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.3 loans · $2M · Minneapolis, MNFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
2+ funded Ace Hardware in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- TRENTHAMS, INCORPORATED in Gatlinburg, TN — $350K (2026) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $298K (85%)
- Approved
- 12/16/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
- Butters' Ace Hardware, LLC in Thompsons Station, TN — $4.6M (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.7M (81%)
- Approval → funding
- 90 days
- Approved
- 8/20/2021
- First disbursed
- 11/18/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a Ace Hardware in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. Northeast Bank funds the most here. CapBench is not a lender.
- $642K typical Ace Hardware loan
- 2 lenders active in Tennessee
- 2+ funded Tennessee deals
- 90 days typical to fund
Buyers buying a Ace Hardware in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.