Fitness & Recreation · lender intelligence
How to finance a AKT in California
The SBA 7(a) lenders funding the most AKT deals in California, from public loan records — typical AKT loan about $488K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance AKT in California
$410K
Typical loan
range $350K–$410K
$455K
Est. purchase price
≈ loan ÷ 90%
$60,901
Cash to close
$45,533 down + fees
$5,303/mo
Typical payment
~9.5% · 10yr
$73,181/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
2
Lenders competing
more = leverage
7.34%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with AKT in California
Ranked by funded AKT loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $21M · Saint Cloud, MNFull record →
2+ funded AKT in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Formula Four LLC in Berkeley, CA — $410K (2020) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.17% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $307K (75%)
- Approved
- 1/9/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- JPKSINGH LLC in Tustin, CA — $350K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 123 months
- SBA guaranteed
- $263K (75%)
- Approved
- 1/10/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a AKT in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded AKT loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a AKT purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Stearns Bank National Association funds the most here. CapBench is not a lender.
- $488K typical AKT loan
- 2 lenders active in California
- 2+ funded California deals
Buyers buying a AKT in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.