Fitness & Recreation · lender intelligence
How to finance a AKT in New York
The SBA 7(a) lenders funding the most AKT deals in New York, from public loan records — typical AKT loan about $488K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance AKT in New York
$850K
Typical loan
range $495K–$850K
$944K
Est. purchase price
≈ loan ÷ 90%
$129,507
Cash to close
$94,444 down + fees
$10,999/mo
Typical payment
~9.5% · 10yr
$151,786/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
336 days
Typical time to fund
2
Lenders competing
more = leverage
8.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with AKT in New York
Ranked by funded AKT loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.19 loans · $5M · Roseville, CAFull record →
- 2.9 loans · $13M · Atlanta, GAFull record →
2+ funded AKT in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- FITNESS FUEL II LLC in Westbury, NY — $850K (2023) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 110 months
- SBA guaranteed
- $638K (75%)
- Approval → funding
- 20 days
- Approved
- 12/2/2022
- First disbursed
- 12/22/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
- Fitness Fuel LLC in Manhasset, NY — $495K (2020) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 124 months
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 336 days
- Approved
- 12/30/2019
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
Buying a AKT in New York? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded AKT loans with a New York project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a AKT purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. Five Star Bank funds the most here. CapBench is not a lender.
- $488K typical AKT loan
- 2 lenders active in New York
- 2+ funded New York deals
- 336 days typical to fund
Buyers buying a AKT in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.