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How to finance a All Dry in California

State:

Delaware (4)Florida (5)Georgia (2)Illinois (2)Iowa (2)Kentucky (2)Louisiana (4)Maine (3)Massachusetts (1)Michigan (3)Missouri (3)New Jersey (3)

The SBA 7(a) lenders funding the most All Dry deals in California, from public loan records — typical All Dry loan about $150K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance All Dry in California

$235K

Typical loan

range $50K–$243K

$261K

Est. purchase price

≈ loan ÷ 90%

$34,924

Cash to close

$26,111 down + fees

$3,440/mo

Typical payment

~12.5% · 10yr

$47,472/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

9.42%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with All Dry in California

Ranked by funded All Dry loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.1,025 loans · $292M · Berkeley Heights, NJFull record →
4.75 loans · $98M · Sioux Falls, SDFull record →

9+ funded All Dry in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

KS restoration and remediation services LLC in San Diego, CA — $290K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$217K (75%)
Approval → funding
7 days
Approved
5/31/2023
First disbursed
6/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
California Water and Mold Restoration LLC in Fontana, CA — $265K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$199K (75%)
Approval → funding
15 days
Approved
5/23/2023
First disbursed
6/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
All Dry Services of San Luis Obispo and Santa Barbara County in Santa Margarita, CA — $238K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$179K (75%)
Approval → funding
19 days
Approved
1/19/2023
First disbursed
2/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Remediation Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Stephen and Stefania House LLC in Woodland, CA — $171K (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (75%)
Approval → funding
5 days
Approved
10/26/2022
First disbursed
10/31/2022
Loan status
Paid in full (9/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
California Water and Mold Restoration LLC in Fontana, CA — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
15 days
Approved
5/23/2023
First disbursed
6/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
KS restoration and remediation services LLC in San Diego, CA — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
7 days
Approved
5/31/2023
First disbursed
6/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Daquino Enterprises LLC in Winchester, CA — $243K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$182K (75%)
Approval → funding
4 days
Approved
7/14/2022
First disbursed
7/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Dry All San Diego, LLC in Oceanside, CA — $235K (2022) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$176K (75%)
Approval → funding
22 days
Approved
9/7/2022
First disbursed
9/29/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Daquino Enterprises LLC in Winchester, CA — $30K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
22 days
Approved
7/14/2022
First disbursed
8/5/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a All Dry in California? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded All Dry loans with a California project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a All Dry purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$150K typical All Dry loan
4 lenders active in California
9+ funded California deals
15 days typical to fund

Buyers buying a All Dry in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All All Dry lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/all-dry/california
API:: https://www.capbench.com/api/public/lenders?franchise=all-dry&state=CA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.