Home & Trade Services · lender intelligence
How to finance a All Dry
The SBA 7(a) lenders funding the most All Dry deals, ranked from public loan records — typical All Dry loan about $150K, 0% failure rate across 65 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance All Dry
$150K
Typical loan
range $55K–$235K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
14 days
Typical time to fund
19
Lenders competing
more = leverage
8.04%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with All Dry
Ranked by funded All Dry loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
- 3.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 4.19 loans · $4M · Bangor, MEFull record →
- 5.4 loans · $7M · Bossier City, LAFull record →
- 6.1,927 loans · $207M · Buffalo, NYFull record →
- 7.4 loans · $1M · Fulton, MOFull record →
- 8.318 loans · $229M · Osage Beach, MOFull record →
- 9.44 loans · $25M · Spokane, WAFull record →
- 10.5 loans · $4M · Fort Lauderdale, FLFull record →
- 11.1,322 loans · $185M · Wilmington, DEFull record →
- 12.75 loans · $98M · Sioux Falls, SDFull record →
- 13.15 loans · $15M · Houston, MOFull record →
- 14.23 loans · $21M · Greenwood Village, COFull record →
- 15.149 loans · $135M · Mukwonago, WIFull record →
- 16.105 loans · $72M · Wilmington, DEFull record →
- 17.16 loans · $27M · Philadelphia, PAFull record →
65+ funded All Dry deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LM Franchises, LLC in South Portland, ME — $125K (2025) · Bangor Savings Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.375% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $94K (75%)
- Approval → funding
- 32 days
- Approved
- 10/24/2024
- First disbursed
- 11/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by Bangor Savings Bank · Lender record →
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- LM Franchises, LLC in South Portland, ME — $60K (2025) · Bangor Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $30K (50%)
- Approval → funding
- 7 days
- Approved
- 10/24/2024
- First disbursed
- 10/31/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by Bangor Savings Bank · Lender record →
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- The Thompson Companies Inc. in Lake Forest Park, WA — $350K (2024) · Washington Trust Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 39 days
- Approved
- 8/10/2024
- First disbursed
- 9/18/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Remediation Services
Funded by Washington Trust Bank · Lender record →
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- All Dry Services of Norfolk in Courtland, VA — $306K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $230K (75%)
- Approved
- 3/3/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Readycap Lending, LLC · Lender record →
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- All Dry Services of Norfolk in Norfolk, VA — $306K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $230K (75%)
- Approval → funding
- 3 days
- Approved
- 3/31/2023
- First disbursed
- 4/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Unanswered
- Industry
- Residential Remodelers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- KS restoration and remediation services LLC in San Diego, CA — $290K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $217K (75%)
- Approval → funding
- 7 days
- Approved
- 5/31/2023
- First disbursed
- 6/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- California Water and Mold Restoration LLC in Fontana, CA — $265K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $199K (75%)
- Approval → funding
- 15 days
- Approved
- 5/23/2023
- First disbursed
- 6/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- All Dry Services of Athens in Alpharetta, GA — $250K (2023) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 8 days
- Approved
- 11/28/2022
- First disbursed
- 12/6/2022
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- All Dry Services of San Luis Obispo and Santa Barbara County in Santa Margarita, CA — $238K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $179K (75%)
- Approval → funding
- 19 days
- Approved
- 1/19/2023
- First disbursed
- 2/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Remediation Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- ADLG, INC in La Grange, IL — $230K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $173K (75%)
- Approval → funding
- 4 days
- Approved
- 11/18/2022
- First disbursed
- 11/22/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
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- POJ Crew Corp. in Round Rock, TX — $230K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $173K (75%)
- Approval → funding
- 9 days
- Approved
- 4/5/2023
- First disbursed
- 4/14/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Green Dynasty Corp in La Porte, TX — $228K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $171K (75%)
- Approval → funding
- 1 days
- Approved
- 3/22/2023
- First disbursed
- 3/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Sentmore Enterprises LLC in Carencro, LA — $195K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $146K (75%)
- Approval → funding
- 4 days
- Approved
- 5/26/2023
- First disbursed
- 5/30/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Red Tuna Restoration LLC in Baton Rouge, LA — $172K (2023) · Bonvenu Bank NA
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $86K (50%)
- Approval → funding
- 29 days
- Approved
- 3/21/2023
- First disbursed
- 4/19/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by Bonvenu Bank NA · Lender record →
Your business? Claim this record · Request removal
- Stephen and Stefania House LLC in Woodland, CA — $171K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (75%)
- Approval → funding
- 5 days
- Approved
- 10/26/2022
- First disbursed
- 10/31/2022
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- DPW Services, Inc. in Altoona, IA — $170K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (75%)
- Approval → funding
- 1 days
- Approved
- 1/10/2023
- First disbursed
- 1/11/2023
- Loan status
- Paid in full (11/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- New Beginnings Solutions, Inc. in Amelia Court House, VA — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 22 days
- Approved
- 3/13/2023
- First disbursed
- 4/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- DPW Services, Inc. in Altoona, IA — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 28 days
- Approved
- 1/10/2023
- First disbursed
- 2/7/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Red Tuna Restoration LLC in Baton Rouge, LA — $50K (2023) · Bonvenu Bank NA
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 50 days
- Approved
- 3/21/2023
- First disbursed
- 5/10/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by Bonvenu Bank NA · Lender record →
Your business? Claim this record · Request removal
- California Water and Mold Restoration LLC in Fontana, CA — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 15 days
- Approved
- 5/23/2023
- First disbursed
- 6/7/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a All Dry? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to All Dry businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a All Dry purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $150K typical All Dry loan
- 0% failure rate (FY20–23)
- 19 lenders fund the brand
- 14 days typical to fund
Buyers researching a All Dry typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.