Education & Childcare · lender intelligence
How to finance a Aqua-Tots Swim Schools in North Carolina
The SBA 7(a) lenders funding the most Aqua-Tots Swim Schools deals in North Carolina, from public loan records — typical Aqua-Tots Swim Schools loan about $1.4M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Aqua-Tots Swim Schools in North Carolina
$3.67M
Typical loan
range $1.77M–$3.67M
$4.08M
Est. purchase price
≈ loan ÷ 90%
$564,317
Cash to close
$408,333 down + fees
$47,554/mo
Typical payment
~9.5% · 10yr
$656,245/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
192 days
Typical time to fund
2
Lenders competing
more = leverage
6.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Aqua-Tots Swim Schools in North Carolina
Ranked by funded Aqua-Tots Swim Schools loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.66 loans · $68M · Milford, IAFull record →
2+ funded Aqua-Tots Swim Schools in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Aqua-Tots Swim School in Winston Salem, NC — $1.8M (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 192 days
- Approved
- 1/6/2025
- First disbursed
- 7/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Aqua-Tots Swim Schools in Charlotte, NC — $3.7M (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.3M (63%)
- Approval → funding
- 15 days
- Approved
- 4/15/2021
- First disbursed
- 4/30/2021
- Loan status
- Paid in full (1/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 200
- Business age
- Existing or more than 2 years old
- Industry
- Sports and Recreation Instruction
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a Aqua-Tots Swim Schools in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Aqua-Tots Swim Schools loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Aqua-Tots Swim Schools purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $1.4M typical Aqua-Tots Swim Schools loan
- 2 lenders active in North Carolina
- 2+ funded North Carolina deals
- 192 days typical to fund
Buyers buying a Aqua-Tots Swim Schools in North Carolina typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.