Food & Restaurants · lender intelligence
How to finance a Arby's in Michigan
The SBA 7(a) lenders funding the most Arby's deals in Michigan, from public loan records — typical Arby's loan about $860K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Arby's in Michigan
$440K
Typical loan
range $250K–$440K
$489K
Est. purchase price
≈ loan ÷ 90%
$65,389
Cash to close
$48,889 down + fees
$5,693/mo
Typical payment
~9.5% · 10yr
$78,563/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
14 days
Typical time to fund
2
Lenders competing
more = leverage
6.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Arby's in Michigan
Ranked by funded Arby's loans in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.15 loans · $4M · Waverly, NEFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
2+ funded Arby's in Michigan deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MCW Ventures Inc. in Gaylord, MI — $440K (2024) · Horizon Bank
- Program
- 7a General
- Rate at approval
- 9% fixed
- Term
- 87 months
- SBA guaranteed
- $330K (75%)
- Approval → funding
- 12 days
- Approved
- 6/26/2024
- First disbursed
- 7/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Horizon Bank · Lender record →
Your business? Claim this record · Request removal
- Beef Ventures, Inc. - Big Rapids in Big Rapids, MI — $250K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% fixed
- Term
- 90 months
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 14 days
- Approved
- 11/16/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (7/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Arby's in Michigan? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Arby's loans with a Michigan project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Arby's purchase in Michigan with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Michigan deals. Horizon Bank funds the most here. CapBench is not a lender.
- $860K typical Arby's loan
- 2 lenders active in Michigan
- 2+ funded Michigan deals
- 14 days typical to fund
Buyers buying a Arby's in Michigan typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.