Health & Medical · lender intelligence
How to finance a ARCpoint Labs in California
The SBA 7(a) lenders funding the most ARCpoint Labs deals in California, from public loan records — typical ARCpoint Labs loan about $222K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance ARCpoint Labs in California
$255K
Typical loan
range $222K–$255K
$283K
Est. purchase price
≈ loan ÷ 90%
$37,896
Cash to close
$28,333 down + fees
$3,513/mo
Typical payment
~11% · 10yr
$48,479/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
33 days
Typical time to fund
1
Lenders competing
more = leverage
5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with ARCpoint Labs in California
Ranked by funded ARCpoint Labs loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.13 loans · $18M · Roseburg, ORFull record →
2+ funded ARCpoint Labs in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Silver Moon Properties LLC in Yuba City, CA — $255K (2022) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $191K (75%)
- Approval → funding
- 4 days
- Approved
- 5/2/2022
- First disbursed
- 5/6/2022
- Loan status
- Paid in full (12/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Medical Laboratories
Funded by Columbia Bank · Lender record →
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- Silver Moon Holdings, Inc., a California corporation in Folsom, CA — $222K (2022) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $167K (75%)
- Approval → funding
- 33 days
- Approved
- 3/4/2022
- First disbursed
- 4/6/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Medical Laboratories
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Buying a ARCpoint Labs in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded ARCpoint Labs loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a ARCpoint Labs purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Columbia Bank funds the most here. CapBench is not a lender.
- $222K typical ARCpoint Labs loan
- 1 lenders active in California
- 2+ funded California deals
- 33 days typical to fund
Buyers buying a ARCpoint Labs in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.