Health & Medical · lender intelligence

How to finance a ARCpoint Labs in Texas

State:

The SBA 7(a) lenders funding the most ARCpoint Labs deals in Texas, from public loan records — typical ARCpoint Labs loan about $222K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance ARCpoint Labs in Texas

$184K

Typical loan

range $125K–$250K

$205K

Est. purchase price

≈ loan ÷ 90%

$27,390

Cash to close

$20,478 down + fees

$2,698/mo

Typical payment

~12.5% · 10yr

$37,232/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

20 days

Typical time to fund

Lenders competing

more = leverage

8.68%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with ARCpoint Labs in Texas

Ranked by funded ARCpoint Labs loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.75 loans · $98M · Sioux Falls, SDFull record →
2.2,539 loans · $965M · Columbus, OHFull record →

5+ funded ARCpoint Labs in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Johnna Stotts Davis LLC in Marble Falls, TX — $259K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$194K (75%)
Approval → funding
8 days
Approved
9/7/2023
First disbursed
9/15/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Testing Laboratories and Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Evnic Labs, Inc. in North Richland Hills, TX — $250K (2023) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
20 days
Approved
1/10/2023
First disbursed
1/30/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Testing Laboratories and Services
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Johnna Stotts Davis LLC in Marble Falls, TX — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
28 days
Approved
9/7/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Testing Laboratories and Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Legacy Labs LLC in Houston, TX — $125K (2022) · JPMorgan Chase Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.884% variable
Term
120 mo (10 yrs)
SBA guaranteed
$63K (50%)
Approval → funding
13 days
Approved
4/22/2022
First disbursed
5/5/2022
Loan status
Paid in full (10/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
New Business or 2 years or less
Industry
Medical Laboratories
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal
BMK Management Inc. in The Woodlands, TX — $184K (2020) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$138K (75%)
Approval → funding
73 days
Approved
7/14/2020
First disbursed
9/25/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Testing Laboratories
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a ARCpoint Labs in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded ARCpoint Labs loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a ARCpoint Labs purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Bancorp Bank National Association funds the most here. CapBench is not a lender.

$222K typical ARCpoint Labs loan
3 lenders active in Texas
5+ funded Texas deals
20 days typical to fund

Buyers buying a ARCpoint Labs in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All ARCpoint Labs lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/arcpoint-labs/texas
API:: https://www.capbench.com/api/public/lenders?franchise=arcpoint-labs
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.