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Food & Restaurants · lender intelligence

How to finance a Aroma Joe's

The SBA 7(a) lenders funding the most Aroma Joe's deals, ranked from public loan records — typical Aroma Joe's loan about $348K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Aroma Joe's

$348K

Typical loan

range $300K–$532K

$387K

Est. purchase price

≈ loan ÷ 90%

$51,717

Cash to close

$38,667 down + fees

$4,794/mo

Typical payment

~11% · 10yr

$66,157/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

8

Lenders competing

more = leverage

6.8%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Aroma Joe's

Ranked by funded Aroma Joe's loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.7 loans · $0M · Kennebunk, MEFull record →
  2. 2.2 loans · $0M · Lewiston, MEFull record →
  3. 3.11 loans · $3M · Machias, MEFull record →
  4. 4.6 loans · $6M · Conway, ARFull record →
  5. 5.1,322 loans · $185M · Wilmington, DEFull record →
  6. 6.1 loans · $0M · Newburyport, MAFull record →
  7. 7.328 loans · $134M · Cleveland, OHFull record →

14+ funded Aroma Joe's deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Fuel Me Up 2, LLC in Augusta, ME$1.8M (2024) · TD Bank, National Association
  • Pine to Palm Coffee, LLC in Land O Lakes, FL$532K (2024) · Centennial Bank
  • Fuel Me Up, LLC in Augusta, ME$1.2M (2023) · Kennebunk Savings Bank
  • Levex Holdings LLC in Turner, ME$928K (2023) · Androscoggin Savings Bank
  • Riley Roo and Mishka Too LLC in Salisbury, MA$250K (2023) · Newburyport Five Cents Savings Bank
  • Levex Inc. in Turner, ME$220K (2023) · Androscoggin Savings Bank
  • Levex Inc. in Turner, ME$40K (2023) · Androscoggin Savings Bank
  • Realejo 4 MA 2, Inc. in Mansfield, MA$435K (2022) · Mechanics Cooperative Bank
  • Realejo 4 MA 1, Inc. in Swansea, MA$459K (2021) · Mechanics Cooperative Bank
  • Rope Tow Holdings LLC in Portsmouth, NH$348K (2021) · KeyBank National Association
  • Currier Capital, Inc. in Lewiston, ME$312K (2021) · Machias Savings Bank
  • Aroma Joe's Tewksbury, LLC in Tewksbury, MA$300K (2021) · Kennebunk Savings Bank
  • Aroma Joe's Tewksbury, LLC in Tewksbury, MA$300K (2020) · Kennebunk Savings Bank
  • Aroma Joe's Tewksbury, LLC in Tewksbury, MA$300K (2020) · Kennebunk Savings Bank

Buying a Aroma Joe's? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Aroma Joe's businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Aroma Joe's purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Kennebunk Savings Bank funds the most. CapBench is not a lender.

  • $348K typical Aroma Joe's loan
  • 8 lenders fund the brand
  • 14 days typical to fund

Buyers researching a Aroma Joe's typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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