Food & Restaurants · lender intelligence

How to finance a Bambu

State:

The SBA 7(a) lenders funding the most Bambu deals, ranked from public loan records — typical Bambu loan about $200K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Bambu

$200K

Typical loan

range $107K–$290K

$222K

Est. purchase price

≈ loan ÷ 90%

$29,722

Cash to close

$22,222 down + fees

$2,928/mo

Typical payment

~12.5% · 10yr

$40,406/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

Lenders competing

more = leverage

8.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Bambu

Ranked by funded Bambu loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.3,264 loans · $846M · Miami, FLFull record →
3.16 loans · $14M · Arlington, MAFull record →
4.52 loans · $50M · Rockville, MDFull record →
5.1,025 loans · $292M · Berkeley Heights, NJFull record →
6.3 loans · $2M · Minneapolis, MNFull record →
7.101 loans · $81M · Pasadena, CAFull record →

9+ funded Bambu deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

TeaChe Girls LLC in Cave Creek, AZ — $404K (2026) · Leader Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
126 months
SBA guaranteed
$303K (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Leader Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Bambu Franchising LLC in Denver, CO — $250K (2026) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Other Grocery and Related Products Merchant Wholesalers
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Bambu and Kho Bo Bites in Kent, WA — $290K (2025) · purchase · East West Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$218K (75%)
Approval → funding
14 days
Approved
2/25/2025
First disbursed
3/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$322K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$3,713
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Bambu in Louisville, KY — $107K (2024) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$91K (85%)
Approval → funding
35 days
Approved
1/27/2024
First disbursed
3/2/2024
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Z & F CHE, INC in Cary, NC — $38K (2024) · Northeast Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
105 months
SBA guaranteed
$32K (85%)
Approval → funding
10 days
Approved
2/6/2024
First disbursed
2/16/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
ColumbusDrink LLC in Powell, OH — $150K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
11/29/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Vo Cuisine LLC in Baltimore, MD — $350K (2022) · Capital Bank, National Association
Program
7a General
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
16 days
Approved
6/21/2022
First disbursed
7/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Sweet Clover LLC in Novi, MI — $45K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$41K (90%)
Approved
6/24/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ECPNW Incorporated in Puyallup, WA — $200K (2020) · America's Credit Union, A FCU
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
49 days
Approved
5/12/2020
First disbursed
6/30/2020
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by America's Credit Union, A FCU
Your business? Claim this record · Request removal

Buying a Bambu? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Bambu businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Bambu purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$200K typical Bambu loan
8 lenders fund the brand
16 days typical to fund

Buyers researching a Bambu typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Bambu record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/bambu
API:: https://www.capbench.com/api/public/lenders?franchise=bambu
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.