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How to finance a Bar-B-Clean in California
The SBA 7(a) lenders funding the most Bar-B-Clean deals in California, from public loan records — typical Bar-B-Clean loan about $143K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Bar-B-Clean in California
$179K
Typical loan
range $134K–$269K
$198K
Est. purchase price
≈ loan ÷ 90%
$26,527
Cash to close
$19,833 down + fees
$2,613/mo
Typical payment
~12.5% · 10yr
$36,059/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
18 days
Typical time to fund
2
Lenders competing
more = leverage
10.44%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Bar-B-Clean in California
Ranked by funded Bar-B-Clean loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
4+ funded Bar-B-Clean in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Marathon Peak Ventures LLC in Oakley, CA — $179K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $134K (75%)
- Approved
- 2/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by First Bank of the Lake · Lender record →
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- NEO Inc. in San Diego, CA — $269K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $202K (75%)
- Approval → funding
- 18 days
- Approved
- 1/25/2024
- First disbursed
- 2/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- NEO Inc. in San Diego, CA — $134K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (75%)
- Approval → funding
- 6 days
- Approved
- 9/10/2024
- First disbursed
- 9/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $148K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $19K
- Monthly payment
- $1,820
- Annual debt service
- $22K
- Cash flow needed (1.25×)
- $27K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- NEO Inc. in San Diego, CA — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 182 days
- Approved
- 1/25/2024
- First disbursed
- 7/25/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Bar-B-Clean in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Bar-B-Clean loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Bar-B-Clean purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $143K typical Bar-B-Clean loan
- 2 lenders active in California
- 4+ funded California deals
- 18 days typical to fund
Buyers buying a Bar-B-Clean in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.