Home & Trade Services · lender intelligence

How to finance a Bar-B-Clean

State:

The SBA 7(a) lenders funding the most Bar-B-Clean deals, ranked from public loan records — typical Bar-B-Clean loan about $143K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Bar-B-Clean

$143K

Typical loan

range $108K–$179K

$159K

Est. purchase price

≈ loan ÷ 90%

$20,465

Cash to close

$15,889 down + fees

$2,093/mo

Typical payment

~12.5% · 10yr

$28,883/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

12 days

Typical time to fund

Lenders competing

more = leverage

10.27%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Bar-B-Clean

Ranked by funded Bar-B-Clean loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.70 loans · $22M · Melrose, MNFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.741 loans · $149M · Northbrook, ILFull record →
4.318 loans · $229M · Osage Beach, MOFull record →
5.1 loans · $0M · Mcgregor, TXFull record →
6.1,025 loans · $292M · Berkeley Heights, NJFull record →

14+ funded Bar-B-Clean deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Marathon Peak Ventures LLC in Oakley, CA — $179K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$134K (75%)
Approved
2/4/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Kampground Services LLC in Carmel, IN — $150K (2026) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
11 days
Approved
11/13/2025
First disbursed
11/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Southern Flame Solutions, LLC in Peachtree City, GA — $111K (2026) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$94K (85%)
Approval → funding
8 days
Approved
12/23/2025
First disbursed
12/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Appliance Repair and Maintenance
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Bar B Clean Southwest Florida LLC in Estero, FL — $250K (2025) · CenTrust Bank, A Division of SmartBiz Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
4 days
Approved
8/8/2025
First disbursed
8/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
K-T IOWA VENTURES LLC in Clive, IA — $167K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (75%)
Approval → funding
38 days
Approved
5/20/2025
First disbursed
6/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Turtlebug Inc in Katy, TX — $143K (2025) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$122K (85%)
Approval → funding
2 days
Approved
6/24/2025
First disbursed
6/26/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Grate Works LLC in Knoxville, TN — $142K (2025) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$121K (85%)
Approval → funding
7 days
Approved
7/23/2025
First disbursed
7/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Home and Garden Equipment Repair and Maintenance
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
2025 Journey LLC in Bradenton, FL — $108K (2025) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$92K (85%)
Approval → funding
12 days
Approved
9/26/2025
First disbursed
10/8/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
K-T IOWA VENTURES LLC in Clive, IA — $25K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
5/20/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
NEO Inc. in San Diego, CA — $269K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$202K (75%)
Approval → funding
18 days
Approved
1/25/2024
First disbursed
2/12/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
NEO Inc. in San Diego, CA — $134K (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (75%)
Approval → funding
6 days
Approved
9/10/2024
First disbursed
9/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$148K
Est. down payment (10%)
$15K
Est. cash at closing
$19K
Monthly payment
$1,820
Annual debt service
$22K
Cash flow needed (1.25×)
$27K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mac Clean Enterprises LLC in Lorena, TX — $65K (2024) · The First National Bank of McGregor d/b/a TFNB Your Bank for Life
Program
Preferred Lenders Program
Rate at approval
9.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$55K (85%)
Approval → funding
31 days
Approved
1/16/2024
First disbursed
2/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Appliance Repair and Maintenance
Funded by The First National Bank of McGregor d/b/a TFNB Your Bank for Life · Lender record →
Your business? Claim this record · Request removal
NEO Inc. in San Diego, CA — $30K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
182 days
Approved
1/25/2024
First disbursed
7/25/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Bar-B-Clean Southwest Houston in Sugar Land, TX — $291K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$218K (75%)
Approval → funding
31 days
Approved
9/29/2023
First disbursed
10/30/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Supermarkets and Other Grocery Retailers (except Convenience
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal

Buying a Bar-B-Clean? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Bar-B-Clean businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Bar-B-Clean purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Magnifi Financial CU funds the most. CapBench is not a lender.

$143K typical Bar-B-Clean loan
6 lenders fund the brand
12 days typical to fund

Buyers researching a Bar-B-Clean typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Bar-B-Clean record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/bar-b-clean
API:: https://www.capbench.com/api/public/lenders?franchise=bar-b-clean
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.