Food & Restaurants · lender intelligence

How to finance a Beef 'O' Brady's

State:

The SBA 7(a) lenders funding the most Beef 'O' Brady's deals, ranked from public loan records — typical Beef 'O' Brady's loan about $850K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Beef 'O' Brady's

$850K

Typical loan

range $349K–$2.04M

$944K

Est. purchase price

≈ loan ÷ 90%

$129,507

Cash to close

$94,444 down + fees

$10,999/mo

Typical payment

~9.5% · 10yr

$151,786/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

7.03%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Beef 'O' Brady's

Ranked by funded Beef 'O' Brady's loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.3 loans · $1M · Saint Francis, MNFull record →
2.291 loans · $320M · Laguna Hills, CAFull record →
3.62 loans · $34M · Winter Haven, FLFull record →
4.79 loans · $53M · Gulfport, MSFull record →
5.242 loans · $281M · Chicago, ILFull record →

9+ funded Beef 'O' Brady's deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

EAST HAMILTON BEEFS INC in Ooltewah, TN — $1.7M (2026) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
125 months
SBA guaranteed
$1.2M (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
37
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
We Sauce Wings 3 LLC in Palm Harbor, FL — $850K (2026) · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
126 months
SBA guaranteed
$638K (75%)
Approval → funding
30 days
Approved
1/28/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
EMERALD COAST RESTAURANTS LLC in Mobile, AL — $325K (2025) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
121 months
SBA guaranteed
$244K (75%)
Approval → funding
50 days
Approved
7/10/2025
First disbursed
8/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
PoCat, LLC in Albertville, AL — $2.9M (2022) · Citizens Bank & Trust
Program
7a General
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.2M (75%)
Approval → funding
21 days
Approved
2/15/2022
First disbursed
3/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Citizens Bank & Trust
Your business? Claim this record · Request removal
HPOP Holdings, LLC in Wooster, OH — $510K (2022) · Patriot Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$383K (75%)
Approval → funding
14 days
Approved
3/10/2022
First disbursed
3/24/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Patriot Bank, National Association
Your business? Claim this record · Request removal
CO & MW LLC in Saint Francis, MN — $201K (2022) · purchase · Village Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$151K (75%)
Approval → funding
2 days
Approved
2/14/2022
First disbursed
2/16/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
35
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$223K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,181
Annual debt service
$26K
Cash flow needed (1.25×)
$33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank · Lender record →
Your business? Claim this record · Request removal
PoCat, LLC in Albertville, AL — $2.3M (2021) · Citizens Bank & Trust
Program
7a General
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.1M (90%)
Approved
5/12/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Citizens Bank & Trust
Your business? Claim this record · Request removal
BOB 1, INC. in Cape Coral, FL — $2.0M (2021) · Harvest Small Business Finance, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.8M (90%)
Approval → funding
11 days
Approved
4/19/2021
First disbursed
4/30/2021
Loan status
Paid in full (5/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
43
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
bHappy Hospitality LLC in Andover, MN — $349K (2021) · purchase · Village Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$314K (90%)
Approval → funding
2 days
Approved
4/28/2021
First disbursed
4/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
51
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$388K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,747
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Beef 'O' Brady's? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Beef 'O' Brady's businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Beef 'O' Brady's purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Village Bank funds the most. CapBench is not a lender.

$850K typical Beef 'O' Brady's loan
7 lenders fund the brand
14 days typical to fund

Buyers researching a Beef 'O' Brady's typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Beef 'O' Brady's record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/beef-o-brady-s
API:: https://www.capbench.com/api/public/lenders?franchise=beef-o-brady-s
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.