Food & Restaurants · lender intelligence

How to finance a Ben & Jerry's in Illinois

State:

California (2)Colorado (1)Massachusetts (4)Minnesota (2)Missouri (2)New Jersey (1)North Carolina (1)Ohio (1)Wisconsin (2)

The SBA 7(a) lenders funding the most Ben & Jerry's deals in Illinois, from public loan records — typical Ben & Jerry's loan about $350K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Ben & Jerry's in Illinois

$365K

Typical loan

range $25K–$431K

$406K

Est. purchase price

≈ loan ÷ 90%

$54,244

Cash to close

$40,556 down + fees

$4,723/mo

Typical payment

~9.5% · 10yr

$65,177/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

8 days

Typical time to fund

Lenders competing

more = leverage

7.38%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Ben & Jerry's in Illinois

Ranked by funded Ben & Jerry's loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.20 loans · $14M · Arlington Heights, ILFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.1,025 loans · $292M · Berkeley Heights, NJFull record →

6+ funded Ben & Jerry's in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Windy City Scoop Shop 2 LLC in Schaumburg, IL — $431K (2024) · Village Bank and Trust, National Association
Program
Preferred Lenders Program
Rate at approval
8.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$323K (75%)
Approval → funding
8 days
Approved
9/9/2024
First disbursed
9/17/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
Windy City Scoop Shop 2 LLC in Schaumburg, IL — $25K (2024) · Village Bank and Trust, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
84 mo (7 yrs)
SBA guaranteed
$13K (50%)
Approved
9/9/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
Alpha Smith Inc. in Glenview, IL — $500K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
4 days
Approved
7/31/2023
First disbursed
8/4/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Windy City Scoop Shop, LLC in Naperville, IL — $365K (2021) · Village Bank and Trust, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$183K (50%)
Approval → funding
10 days
Approved
4/30/2021
First disbursed
5/10/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
Windy City Scoop Shop, LLC in Glenview, IL — $350K (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
4/22/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,842
Annual debt service
$46K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Windy City Scoop Shop, LLC in Glenview, IL — $15K (2020) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$8K (50%)
Approved
4/22/2020
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Ben & Jerry's in Illinois? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Ben & Jerry's loans with a Illinois project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Ben & Jerry's purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. Village Bank and Trust, National Association funds the most here. CapBench is not a lender.

$350K typical Ben & Jerry's loan
3 lenders active in Illinois
6+ funded Illinois deals
8 days typical to fund

Buyers buying a Ben & Jerry's in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Ben & Jerry's lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/ben-jerry-s/illinois
API:: https://www.capbench.com/api/public/lenders?franchise=ben-jerry-s&state=IL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.