Food & Restaurants · lender intelligence

How to finance a Ben & Jerry's in Minnesota

State:

California (2)Colorado (1)Illinois (6)Massachusetts (4)Missouri (2)New Jersey (1)North Carolina (1)Ohio (1)Wisconsin (2)

The SBA 7(a) lenders funding the most Ben & Jerry's deals in Minnesota, from public loan records — typical Ben & Jerry's loan about $350K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Ben & Jerry's in Minnesota

$417K

Typical loan

range $50K–$417K

$463K

Est. purchase price

≈ loan ÷ 90%

$61,927

Cash to close

$46,300 down + fees

$5,392/mo

Typical payment

~9.5% · 10yr

$74,410/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Ben & Jerry's in Minnesota

Ranked by funded Ben & Jerry's loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1 loans · $2M · Exton, PAFull record →

2+ funded Ben & Jerry's in Minnesota deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Lake Area Food & Event LLC in Wayzata, MN — $417K (2026) · purchase · First Resource Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$313K (75%)
Approved
3/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
All Other Specialty Food Retailers
If you were the buyer here
Est. deal size
$463K
Est. down payment (10%)
$46K
Est. cash at closing
$62K
Monthly payment
$5,222
Annual debt service
$63K
Cash flow needed (1.25×)
$78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Resource Bank · Lender record →
Your business? Claim this record · Request removal
Lake Area Food & Event LLC in Wayzata, MN — $50K (2026) · First Resource Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
3/27/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
All Other Specialty Food Retailers
Funded by First Resource Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Ben & Jerry's in Minnesota? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Ben & Jerry's loans with a Minnesota project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Ben & Jerry's purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. First Resource Bank funds the most here. CapBench is not a lender.

$350K typical Ben & Jerry's loan
1 lenders active in Minnesota
2+ funded Minnesota deals

Buyers buying a Ben & Jerry's in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Ben & Jerry's lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/ben-jerry-s/minnesota
API:: https://www.capbench.com/api/public/lenders?franchise=ben-jerry-s&state=MN
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.