Franchise · lender intelligence
How to finance a Bin There...Dump That
The SBA 7(a) lenders funding the most Bin There...Dump That deals, ranked from public loan records — typical Bin There...Dump That loan about $200K, 3.57% failure rate across 37 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Bin There...Dump That
$200K
Typical loan
range $150K–$331K
$222K
Est. purchase price
≈ loan ÷ 90%
$29,722
Cash to close
$22,222 down + fees
$2,928/mo
Typical payment
~12.5% · 10yr
$40,406/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
96.4%
Still performing
3.6% default · FY20–23
11 days
Typical time to fund
26
Lenders competing
more = leverage
7.42%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Bin There...Dump That
Ranked by funded Bin There...Dump That loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Lincoln, NEFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.62 loans · $21M · Saint Cloud, MNFull record →
- 4.1,927 loans · $207M · Buffalo, NYFull record →
- 5.116 loans · $120M · Evansville, INFull record →
- 6.31 loans · $8M · South Bend, INFull record →
- 7.20 loans · $21M · Miami, FLFull record →
- 8.58 loans · $51M · Burlington, KYFull record →
- 9.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 10.575 loans · $220M · De Graff, OHFull record →
- 11.53 loans · $101M · Dallas, TXFull record →
- 12.1,322 loans · $185M · Wilmington, DEFull record →
- 13.19 loans · $5M · Bessemer, ALFull record →
- 14.149 loans · $135M · Mukwonago, WIFull record →
- 15.79 loans · $53M · Gulfport, MSFull record →
- 16.2 loans · $0M · Jasper, INFull record →
- 17.105 loans · $51M · Fitzgerald, GAFull record →
- 18.20 loans · $8M · Saint Petersburg, FLFull record →
- 19.95 loans · $67M · New York, NYFull record →
- 20.9 loans · $10M · Warren, PAFull record →
- 21.6 loans · $6M · Wellsville, MOFull record →
- 22.328 loans · $134M · Cleveland, OHFull record →
37+ funded Bin There...Dump That deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pure Legacy Ventures, LLC in Dallas, TX — $1.2M (2026) · purchase · First Financial Bank
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 171 months
- SBA guaranteed
- $930K (75%)
- Approved
- 3/20/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Other Nonhazardous Waste Treatment and Disposal
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $138K
- Est. cash at closing
- $189K
- Monthly payment
- $12,888
- Annual debt service
- $155K
- Cash flow needed (1.25×)
- $193K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
- SNF Bins, LLC in Whitmore Lake, MI — $1.7M (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 28 days
- Approved
- 7/14/2025
- First disbursed
- 8/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $189K
- Est. cash at closing
- $260K
- Monthly payment
- $20,183
- Annual debt service
- $242K
- Cash flow needed (1.25×)
- $303K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Roadrunner Rush LLC in Albuquerque, NM — $331K (2025) · Grasshopper Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $248K (75%)
- Approval → funding
- 15 days
- Approved
- 1/2/2025
- First disbursed
- 1/17/2025
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by Grasshopper Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SNF Bins, LLC in West Bloomfield, MI — $50K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 7/14/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $640
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- New England Dumpsters Inc. in Westbrook, ME — $951K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $713K (75%)
- Approval → funding
- 1 days
- Approved
- 5/30/2024
- First disbursed
- 5/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Solid Waste Collection
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- BK BINS, LLC in Sand Springs, OK — $290K (2024) · T Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $217K (75%)
- Approved
- 5/22/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Other Waste Collection
Funded by T Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- NGB HOLDINGS, LLC dba Bin There Dump That Foxborough dba Bin There Dump That Pro in Medway, MA — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 28 days
- Approved
- 5/15/2024
- First disbursed
- 6/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- BELLE AND BLEU LLC in Arvada, CO — $150K (2024) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 105 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 1 days
- Approved
- 4/16/2024
- First disbursed
- 4/17/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Truck, Utility Trailer, and RV (Recreational Vehicle) Rental
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
- Blanchard Riverview Enterprises, LLC in Findlay, OH — $150K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 12 days
- Approved
- 11/24/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Solid Waste Collection
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ABO Enterprises LLC in Knoxville, TN — $795K (2023) · Banesco USA
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $596K (75%)
- Approval → funding
- 13 days
- Approved
- 10/18/2022
- First disbursed
- 10/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Other Waste Collection
Funded by Banesco USA · Lender record →
Your business? Claim this record · Request removal
- Bin There Dump That Texas Coast in Sugar Land, TX — $271K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $203K (75%)
- Approval → funding
- 20 days
- Approved
- 2/17/2023
- First disbursed
- 3/9/2023
- Loan status
- Failed — $159K charged off (11/12/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Solid Waste Collection
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- A & O Disposals LLC in Lansing, IL — $232K (2023) · Heritage Bank Inc
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $174K (75%)
- Approval → funding
- 6 days
- Approved
- 1/6/2023
- First disbursed
- 1/12/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Other Waste Collection
Funded by Heritage Bank Inc · Lender record →
Your business? Claim this record · Request removal
- Belle and Bleu LLC in Arvada, CO — $150K (2023) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 100 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 5 days
- Approved
- 9/16/2023
- First disbursed
- 9/21/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Other Commercial and Industrial Machinery and Equipment Rent
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Bin It to Win It LLC in Columbus, OH — $942K (2022) · purchase · German American Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $707K (75%)
- Approval → funding
- 10 days
- Approved
- 9/20/2022
- First disbursed
- 9/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- All Other Consumer Goods Rental
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $105K
- Est. cash at closing
- $144K
- Monthly payment
- $11,305
- Annual debt service
- $136K
- Cash flow needed (1.25×)
- $170K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by German American Bank · Lender record →
Your business? Claim this record · Request removal
- Douglas Dumpsters LLC in Cedar City, UT — $856K (2022) · Cyprus Federal Credit Union
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $642K (75%)
- Approval → funding
- 40 days
- Approved
- 4/27/2022
- First disbursed
- 6/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- All Other Miscellaneous Waste Management Services
Funded by Cyprus Federal Credit Union
Your business? Claim this record · Request removal
- Val, Inc in Fayetteville, NC — $386K (2022) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $289K (75%)
- Approval → funding
- 0 days
- Approved
- 1/24/2022
- First disbursed
- 1/24/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Nonhazardous Waste Treatment and Disposal
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Arizona Bin Services, LLC in Phoenix, AZ — $150K (2022) · Bank of America, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 3.24% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 5 days
- Approved
- 8/12/2022
- First disbursed
- 8/17/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Solid Waste Collection
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Val, Inc in Fayetteville, NC — $150K (2022) · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 0 days
- Approved
- 1/24/2022
- First disbursed
- 1/24/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Nonhazardous Waste Treatment and Disposal
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Central Minnesota Containers, LLC in Alexandria, MN — $203K (2021) · Vantage Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.6% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $152K (75%)
- Approval → funding
- 1 days
- Approved
- 3/24/2021
- First disbursed
- 3/25/2021
- Loan status
- Paid in full (8/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Waste Collection
Funded by Vantage Bank
Your business? Claim this record · Request removal
- LKN DUMPSTER & DISPOSAL INC. in York, SC — $195K (2021) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $146K (75%)
- Approval → funding
- 4 days
- Approved
- 12/14/2020
- First disbursed
- 12/18/2020
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- All Other Miscellaneous Waste Management Services
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Bin There...Dump That? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Bin There...Dump That businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Bin There...Dump That purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Pinnacle Bank funds the most. CapBench is not a lender.
- $200K typical Bin There...Dump That loan
- 3.57% failure rate (FY20–23)
- 26 lenders fund the brand
- 11 days typical to fund
Buyers researching a Bin There...Dump That typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.