Automotive · lender intelligence
How to finance a Black Optix Tint in Florida
The SBA 7(a) lenders funding the most Black Optix Tint deals in Florida, from public loan records — typical Black Optix Tint loan about $195K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Black Optix Tint in Florida
$212K
Typical loan
range $50K–$227K
$236K
Est. purchase price
≈ loan ÷ 90%
$31,506
Cash to close
$23,556 down + fees
$3,103/mo
Typical payment
~12.5% · 10yr
$42,821/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
81 days
Typical time to fund
1
Lenders competing
more = leverage
10%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Black Optix Tint in Florida
Ranked by funded Black Optix Tint loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
4+ funded Black Optix Tint in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Top Gun Advisors LLC in Osprey, FL — $212K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $159K (75%)
- Approval → funding
- 14 days
- Approved
- 1/16/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Glass Replacement Shops
Funded by The Huntington National Bank · Lender record →
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- Top Gun Advisors LLC in Osprey, FL — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 1/16/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Glass Replacement Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ETTA EARL LLC in Pensacola, FL — $227K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $170K (75%)
- Approval → funding
- 81 days
- Approved
- 7/25/2025
- First disbursed
- 10/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ETTA EARL LLC in Pensacola, FL — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 180 days
- Approved
- 7/25/2025
- First disbursed
- 1/21/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Black Optix Tint in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Black Optix Tint loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Black Optix Tint purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $195K typical Black Optix Tint loan
- 1 lenders active in Florida
- 4+ funded Florida deals
- 81 days typical to fund
Buyers buying a Black Optix Tint in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.