Automotive · lender intelligence
How to finance a Black Optix Tint
The SBA 7(a) lenders funding the most Black Optix Tint deals, ranked from public loan records — typical Black Optix Tint loan about $195K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Black Optix Tint
$195K
Typical loan
range $30K–$227K
$217K
Est. purchase price
≈ loan ÷ 90%
$28,980
Cash to close
$21,667 down + fees
$2,854/mo
Typical payment
~12.5% · 10yr
$39,385/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
52 days
Typical time to fund
4
Lenders competing
more = leverage
10.45%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Black Optix Tint
Ranked by funded Black Optix Tint loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.70 loans · $22M · Melrose, MNFull record →
- 4.72 loans · $30M · Oconomowoc, WIFull record →
11+ funded Black Optix Tint deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Black Optix Tint (Carrollton- TX) in Carrollton, TX — $293K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $220K (75%)
- Approved
- 2/20/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Top Gun Advisors LLC in Osprey, FL — $212K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $159K (75%)
- Approval → funding
- 14 days
- Approved
- 1/16/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Glass Replacement Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Top Gun Advisors LLC in Osprey, FL — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 1/16/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Glass Replacement Shops
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ETTA EARL LLC in Pensacola, FL — $227K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $170K (75%)
- Approval → funding
- 81 days
- Approved
- 7/25/2025
- First disbursed
- 10/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BMC Automotive LLC in Round Rock, TX — $195K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $146K (75%)
- Approval → funding
- 7 days
- Approved
- 4/11/2025
- First disbursed
- 4/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Glass Replacement Shops
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- ETTA EARL LLC in Pensacola, FL — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 180 days
- Approved
- 7/25/2025
- First disbursed
- 1/21/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ELMCO ENTERPRISES, LLC in Galveston, TX — $300K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 52 days
- Approved
- 8/20/2024
- First disbursed
- 10/11/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Black Optix Tint in Cedar Park, TX — $216K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $162K (75%)
- Approval → funding
- 9 days
- Approved
- 3/12/2024
- First disbursed
- 3/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Glass Replacement Shops
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Black Optix Tint - Wilmington in Wilmington, NC — $150K (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 45 days
- Approved
- 2/6/2024
- First disbursed
- 3/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Glass Replacement Shops
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- ELMCO ENTERPRISES, LLC in Galveston, TX — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 393 days
- Approved
- 8/20/2024
- First disbursed
- 9/17/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Black Optix Tint in Cedar Park, TX — $25K (2024) · First Bank of the Lake
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 3/8/2024
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Glass Replacement Shops
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Black Optix Tint? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Black Optix Tint businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Black Optix Tint purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $195K typical Black Optix Tint loan
- 4 lenders fund the brand
- 52 days typical to fund
Buyers researching a Black Optix Tint typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.