Food & Restaurants · lender intelligence

How to finance a Burger King in Texas

State:

The SBA 7(a) lenders funding the most Burger King deals in Texas, from public loan records — typical Burger King loan about $210K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Burger King in Texas

$1.53M

Typical loan

range $1.00M–$2.00M

$1.70M

Est. purchase price

≈ loan ÷ 90%

$232,865

Cash to close

$169,556 down + fees

$19,746/mo

Typical payment

~9.5% · 10yr

$272,495/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

9.7%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Burger King in Texas

Ranked by funded Burger King loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.242 loans · $281M · Chicago, ILFull record →
2.83 loans · $143M · Los Angeles, CAFull record →
3.78 loans · $79M · New Orleans, LAFull record →

5+ funded Burger King in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

LONE STAR RESTAURANTS LLC in Tyler, TX — $1.5M (2026) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approved
1/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
LONE STAR RESTAURANTS LLC in Nacogdoches, TX — $2.0M (2025) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
29 days
Approved
2/18/2025
First disbursed
3/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
26
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
LONE STAR RESTAURANTS LLC in Nacogdoches, TX — $300K (2025) · Byline Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (50%)
Approval → funding
29 days
Approved
2/18/2025
First disbursed
3/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
PBL Food Corporation in Brownfield, TX — $2.0M (2024) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
8 days
Approved
7/31/2024
First disbursed
8/8/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
99
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$222K
Est. cash at closing
$306K
Monthly payment
$26,708
Annual debt service
$320K
Cash flow needed (1.25×)
$401K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
U.S. MERIT, INC. in Tyler, TX — $1.0M (2024) · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
59 days
Approved
2/17/2024
First disbursed
4/16/2024
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
112
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a Burger King in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Burger King loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Burger King purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Byline Bank funds the most here. CapBench is not a lender.

$210K typical Burger King loan
3 lenders active in Texas
5+ funded Texas deals
29 days typical to fund

Buyers buying a Burger King in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Burger King lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/burger-king/texas
API:: https://www.capbench.com/api/public/lenders?franchise=burger-king
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.