Food & Restaurants · lender intelligence
How to finance a Burger King
The SBA 7(a) lenders funding the most Burger King deals, ranked from public loan records — typical Burger King loan about $210K, 0% failure rate across 50 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Burger King
$210K
Typical loan
range $25K–$1.31M
$233K
Est. purchase price
≈ loan ÷ 90%
$31,208
Cash to close
$23,333 down + fees
$3,074/mo
Typical payment
~12.5% · 10yr
$42,421/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
24 days
Typical time to fund
13
Lenders competing
more = leverage
7.52%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Burger King
Ranked by funded Burger King loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.3 loans · $2M · Minneapolis, MNFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
- 3.20 loans · $14M · Arlington Heights, ILFull record →
- 4.62 loans · $34M · Winter Haven, FLFull record →
- 5.242 loans · $281M · Chicago, ILFull record →
- 6.60 loans · $130M · Doraville, GAFull record →
- 7.10 loans · $6M · Louisville, KYFull record →
- 8.78 loans · $79M · New Orleans, LAFull record →
- 9.88 loans · $96M · Muncie, INFull record →
- 10.83 loans · $143M · Los Angeles, CAFull record →
- 11.159 loans · $307M · Garden Grove, CAFull record →
- 12.3,264 loans · $846M · Miami, FLFull record →
- 13.44 loans · $25M · Spokane, WAFull record →
50+ funded Burger King deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LONE STAR RESTAURANTS LLC in Tyler, TX — $1.5M (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 1/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
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- Burger King in Taft, CA — $1.3M (2026) · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $984K (75%)
- Approval → funding
- 26 days
- Approved
- 11/14/2025
- First disbursed
- 12/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by US Metro Bank · Lender record →
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- MJG ENTERPRISES, LLC in Gurnee, IL — $1.3M (2026) · Village Bank and Trust, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.61% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $960K (75%)
- Approval → funding
- 2 days
- Approved
- 11/18/2025
- First disbursed
- 11/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 300
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Village Bank and Trust, National Association · Lender record →
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- Xhani LLC in Peekskill, NY — $2.7M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 13 days
- Approved
- 9/12/2025
- First disbursed
- 9/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 105
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $300K
- Est. cash at closing
- $414K
- Monthly payment
- $34,937
- Annual debt service
- $419K
- Cash flow needed (1.25×)
- $524K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Seaseven, LLC in Gillette, WY — $2.1M (2025) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 303 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 34 days
- Approved
- 9/2/2025
- First disbursed
- 10/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- LONE STAR RESTAURANTS LLC in Nacogdoches, TX — $2.0M (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 29 days
- Approved
- 2/18/2025
- First disbursed
- 3/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
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- LONE STAR RESTAURANTS LLC in Nacogdoches, TX — $300K (2025) · Byline Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 29 days
- Approved
- 2/18/2025
- First disbursed
- 3/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
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- SDG Restaurants Inc in Florence, AL — $5.0M (2024) · First Merchants Bank
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 6 days
- Approved
- 7/17/2024
- First disbursed
- 7/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 240
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Merchants Bank · Lender record →
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- PBL Food Corporation in Brownfield, TX — $2.0M (2024) · purchase · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 8 days
- Approved
- 7/31/2024
- First disbursed
- 8/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 99
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $222K
- Est. cash at closing
- $306K
- Monthly payment
- $26,708
- Annual debt service
- $320K
- Cash flow needed (1.25×)
- $401K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
- LEPSCO, Inc in Troy, OH — $1.4M (2024) · purchase · Eclipse Bank Inc
- Program
- 7a General
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 7 days
- Approved
- 5/24/2024
- First disbursed
- 5/31/2024
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 76
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $161K
- Est. cash at closing
- $221K
- Monthly payment
- $20,347
- Annual debt service
- $244K
- Cash flow needed (1.25×)
- $305K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eclipse Bank Inc · Lender record →
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- Lepsco II, LLC in Troy, OH — $1.2M (2024) · purchase · Eclipse Bank Inc
- Program
- 7a General
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $928K (75%)
- Approval → funding
- 7 days
- Approved
- 5/24/2024
- First disbursed
- 5/31/2024
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $137K
- Est. cash at closing
- $188K
- Monthly payment
- $17,392
- Annual debt service
- $209K
- Cash flow needed (1.25×)
- $261K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eclipse Bank Inc · Lender record →
Your business? Claim this record · Request removal
- U.S. MERIT, INC. in Tyler, TX — $1.0M (2024) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 59 days
- Approved
- 2/17/2024
- First disbursed
- 4/16/2024
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 112
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- MJG BELMONT, LLC in Chicago, IL — $500K (2024) · purchase · Village Bank and Trust, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.911% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 53 days
- Approved
- 8/16/2024
- First disbursed
- 10/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $5,783
- Annual debt service
- $69K
- Cash flow needed (1.25×)
- $87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
- MJG BELMONT, LLC in Chicago, IL — $100K (2024) · Village Bank and Trust, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 53 days
- Approved
- 8/16/2024
- First disbursed
- 10/8/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
- MJG ENTERPRISES, LLC in Libertyville, IL — $1.8M (2023) · Village Bank and Trust, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.64% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 7 days
- Approved
- 7/27/2023
- First disbursed
- 8/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Village Bank and Trust, National Association · Lender record →
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- SNP BURGERS, LLC in Dunkirk, MD — $750K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 14 days
- Approved
- 10/26/2022
- First disbursed
- 11/9/2022
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $833K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $114K
- Monthly payment
- $9,400
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $141K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DELPHIA INC. in South Pasadena, CA — $500K (2023) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 65 days
- Approved
- 4/19/2023
- First disbursed
- 6/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Newtek Bank, National Association · Lender record →
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- JFM Spring LLC in Spring Valley, NY — $210K (2023) · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 264 mo (22 yrs)
- SBA guaranteed
- $158K (75%)
- Approved
- 5/11/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- JFM Spring LLC in Spring Valley, NY — $210K (2023) · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 264 mo (22 yrs)
- SBA guaranteed
- $158K (75%)
- Approved
- 5/18/2023
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- MJG ENTERPRISES, LLC in Libertyville, IL — $100K (2023) · Village Bank and Trust, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 41 days
- Approved
- 6/23/2023
- First disbursed
- 8/3/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Burger King? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Burger King businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Burger King purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Northeast Bank funds the most. CapBench is not a lender.
- $210K typical Burger King loan
- 0% failure rate (FY20–23)
- 13 lenders fund the brand
- 24 days typical to fund
Buyers researching a Burger King typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.