Food & Restaurants · lender intelligence

How to finance a Cheba Hut in Wisconsin

State:

Arkansas (1)California (4)Florida (1)Louisiana (1)New Mexico (1)Ohio (2)Tennessee (4)Texas (6)

The SBA 7(a) lenders funding the most Cheba Hut deals in Wisconsin, from public loan records — typical Cheba Hut loan about $680K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Cheba Hut in Wisconsin

$670K

Typical loan

range $496K–$680K

$744K

Est. purchase price

≈ loan ÷ 90%

$99,569

Cash to close

$74,444 down + fees

$8,670/mo

Typical payment

~9.5% · 10yr

$119,646/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

6 days

Typical time to fund

Lenders competing

more = leverage

5.58%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Cheba Hut in Wisconsin

Ranked by funded Cheba Hut loans in Wisconsin. Tap a lender for its full record, or hit Get in touch for an introduction.

1.11 loans · $6M · Oostburg, WIFull record →

3+ funded Cheba Hut in Wisconsin deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Mary Jane Restaurants LLC in Milwaukee, WI — $680K (2023) · Oostburg State Bank
Program
Preferred Lenders Program
Rate at approval
7.25% fixed
Term
126 months
SBA guaranteed
$510K (75%)
Approval → funding
6 days
Approved
12/2/2022
First disbursed
12/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Oostburg State Bank · Lender record →
Your business? Claim this record · Request removal
Mary Jane Restaurants LLC in Madison, WI — $496K (2022) · purchase · Oostburg State Bank
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
93 months
SBA guaranteed
$372K (75%)
Approval → funding
3 days
Approved
12/3/2021
First disbursed
12/6/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
35
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$551K
Est. down payment (10%)
$55K
Est. cash at closing
$74K
Monthly payment
$6,386
Annual debt service
$77K
Cash flow needed (1.25×)
$96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Oostburg State Bank · Lender record →
Your business? Claim this record · Request removal
Mary Jane Restaurants LLC in Milwaukee, WI — $670K (2021) · Oostburg State Bank
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
126 months
SBA guaranteed
$603K (90%)
Approval → funding
8 days
Approved
3/9/2021
First disbursed
3/17/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Oostburg State Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Cheba Hut in Wisconsin? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Cheba Hut loans with a Wisconsin project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Cheba Hut purchase in Wisconsin with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Wisconsin deals. Oostburg State Bank funds the most here. CapBench is not a lender.

$680K typical Cheba Hut loan
1 lenders active in Wisconsin
3+ funded Wisconsin deals
6 days typical to fund

Buyers buying a Cheba Hut in Wisconsin typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Cheba Hut lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/cheba-hut/wisconsin
API:: https://www.capbench.com/api/public/lenders?franchise=cheba-hut&state=WI
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.