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Food & Restaurants · lender intelligence

How to finance a Cheba Hut in Texas

The SBA 7(a) lenders funding the most Cheba Hut deals in Texas, from public loan records — typical Cheba Hut loan about $680K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Cheba Hut in Texas

$757K

Typical loan

range $676K–$823K

$841K

Est. purchase price

≈ loan ÷ 90%

$115,337

Cash to close

$84,111 down + fees

$9,795/mo

Typical payment

~9.5% · 10yr

$135,171/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

46 days

Typical time to fund

6

Lenders competing

more = leverage

8.96%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Cheba Hut in Texas

Ranked by funded Cheba Hut loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

  1. 1.105 loans · $164M · Brookline, MAFull record →
  2. 2.38 loans · $21M · San Antonio, TXFull record →
  3. 3.46 loans · $85M · Salt Lake City, UTFull record →
  4. 4.105 loans · $51M · Fitzgerald, GAFull record →
  5. 5.60 loans · $40M · Clayton, MOFull record →
  6. 6.15 loans · $15M · Houston, MOFull record →

6+ funded Cheba Hut in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Phat Subz LLC in Mckinney, TX — $877K (2025) · Milestone Bank
  • Big Toasted Mon 8, LLC in El Paso, TX — $650K (2024) · Colony Bank
  • Hyder Restaurant Holdings LLC in Dallas, TX — $823K (2023) · Frost Bank
  • CH HTX LLC in Houston, TX — $757K (2023) · Midwest Regional Bank
  • AJNAAA, LLC in Denton, TX — $732K (2022) · The Bank of Houston
  • A Joint Effort, Inc. in Houston, TX — $676K (2021) · Beacon Bank and Trust

Buying a Cheba Hut in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Cheba Hut loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Cheba Hut purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Beacon Bank and Trust funds the most here. CapBench is not a lender.

  • $680K typical Cheba Hut loan
  • 6 lenders active in Texas
  • 6+ funded Texas deals
  • 46 days typical to fund

Buyers buying a Cheba Hut in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerAll Cheba Hut lenders
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/cheba-hut/texas
API:
https://www.capbench.com/api/public/lenders?franchise=cheba-hut
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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