Food & Restaurants · lender intelligence

How to finance a CoreLife Eatery

State:

The SBA 7(a) lenders funding the most CoreLife Eatery deals, ranked from public loan records — typical CoreLife Eatery loan about $655K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance CoreLife Eatery

$655K

Typical loan

range $555K–$1.08M

$728K

Est. purchase price

≈ loan ÷ 90%

$97,341

Cash to close

$72,778 down + fees

$8,476/mo

Typical payment

~9.5% · 10yr

$116,969/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

44 days

Typical time to fund

Lenders competing

more = leverage

6.61%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with CoreLife Eatery

Ranked by funded CoreLife Eatery loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.42 loans · $19M · Louisville, KYFull record →
3.112 loans · $112M · Irving, TXFull record →
4.10 loans · $3M · Rochester, NYFull record →

5+ funded CoreLife Eatery deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Fullife Hurstbourne LLC in Louisville, KY — $655K (2024) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$491K (75%)
Approval → funding
5 days
Approved
9/5/2024
First disbursed
9/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Core Health LLC in Louisville, KY — $1.1M (2022) · purchase · Republic Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
5.55% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$811K (75%)
Approval → funding
98 days
Approved
8/23/2022
First disbursed
11/29/2022
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$120K
Est. cash at closing
$165K
Monthly payment
$15,557
Annual debt service
$187K
Cash flow needed (1.25×)
$233K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Republic Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
CL FOODS FL LLC in Rochester, NY — $1.6M (2020) · Genesee Regional Bank
Program
7a General
Rate at approval
6% variable
Term
87 months
SBA guaranteed
$1.2M (75%)
Approval → funding
44 days
Approved
4/17/2020
First disbursed
5/31/2020
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Genesee Regional Bank · Lender record →
Your business? Claim this record · Request removal
CL of Cool Springs, LLC in Franklin, TN — $555K (2020) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$416K (75%)
Approval → funding
15 days
Approved
7/16/2020
First disbursed
7/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CL of Cool Springs, LLC in Franklin, TN — $75K (2020) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
227 days
Approved
7/16/2020
First disbursed
2/28/2021
Loan status
Paid in full (5/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a CoreLife Eatery? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to CoreLife Eatery businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a CoreLife Eatery purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$655K typical CoreLife Eatery loan
4 lenders fund the brand
44 days typical to fund

Buyers researching a CoreLife Eatery typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker CoreLife Eatery record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/corelife-eatery
API:: https://www.capbench.com/api/public/lenders?franchise=corelife-eatery
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.