Fitness & Recreation · lender intelligence
How to finance a Crunch in New York
The SBA 7(a) lenders funding the most Crunch deals in New York, from public loan records — typical Crunch loan about $4.3M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Crunch in New York
$4.30M
Typical loan
range $2.10M–$4.30M
$4.78M
Est. purchase price
≈ loan ÷ 90%
$660,716
Cash to close
$477,778 down + fees
$55,641/mo
Typical payment
~9.5% · 10yr
$767,846/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
4 days
Typical time to fund
2
Lenders competing
more = leverage
7.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Crunch in New York
Ranked by funded Crunch loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.4 loans · $4M · Hauppauge, NYFull record →
2+ funded Crunch in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CF Inwood, LLC in New York, NY — $4.3M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $1.9M (45%)
- Approved
- 5/8/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Team Rock Fitness Inc. in Lake Grove, NY — $2.1M (2020) · Dime Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 121 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 4 days
- Approved
- 6/22/2020
- First disbursed
- 6/26/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Dime Community Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Crunch in New York? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Crunch loans with a New York project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Crunch purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $4.3M typical Crunch loan
- 2 lenders active in New York
- 2+ funded New York deals
- 4 days typical to fund
Buyers buying a Crunch in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.